{"id":12828,"date":"2025-06-27T09:35:04","date_gmt":"2025-06-27T07:35:04","guid":{"rendered":"https:\/\/www.mijnvergelijker.be\/?page_id=12828"},"modified":"2026-03-24T15:07:36","modified_gmt":"2026-03-24T14:07:36","slug":"assurance-solde-restant-du","status":"publish","type":"page","link":"https:\/\/www.comparateur.be\/assurance-solde-restant-du","title":{"rendered":"Assurance solde restant d\u00fb"},"content":{"rendered":"\t\t<script>\n\t\t\tdocument.cookie = 'selectedLanguage=fr';\n\t\t<\/script>\n\t<section id=\"heroes-columns-block_6889efac59177\" class=\"hero hero--columns heroes-columns\" buttonlabel=\"\" title=\"Simulation d\u2019une assurance solde restant d\u00fb\" cardtitle=\"Demandez votre devis!\">\n\t<div class=\"container\">\n\t\t<div class=\"row gy-20\">\n\t\t\t<div class=\"col-12 col-lg-6 col-xl-7\">\n\t\t\t\t\t\t\t\t<h1 class=\"heading-xxl\">Simulation d\u2019une assurance solde restant d\u00fb<\/h1>\n\n\t\t\t\t\t\t\t\t\t<ul class=\"list list--checked\" buttonlabel=\"\" title=\"Simulation d\u2019une assurance solde restant d\u00fb\" cardtitle=\"Demandez votre devis!\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>Conseils professionnels d\u2019Independer, courtier en assurances<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>L\u2019offre la moins ch\u00e8re du march\u00e9<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>Devis en quelques clics seulement<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>Demande d\u2019assurance imm\u00e9diate<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t                        <div class=\"d-none d-md-block\">\n                            <img decoding=\"async\" src=\"https:\/\/www.comparateur.be\/wordpress\/wp-content\/uploads\/2026\/03\/Schuldsaldo.png\" alt=\"Gezin dat samen speelt in een lichte woonkamer, als illustratie van bescherming en zekerheid voor het gezin.\">\n                        <\/div>\n                    \t\t\t<\/div>\n\t\t\t<div class=\"col-12 col-lg-6 col-xl-5\">\n\t\t\t\t<article class=\"card shadow-sm\">\n\t\t\t\t\t<h2 class=\"card__title heading-lg\">Demandez votre devis!<\/h2>\n\t\t\t\t\t<div class=\"wysiwyg\">\n\t\t\t\t\t\t<p>\n\t\t\t\t\t\t\t<div class=\"d-none d-md-block\">Le courtier Independer (n\u00b0 FSMA 0741.664.275) vous aide \u00e0 trouver l\u2019assurance qui correspond parfaitement \u00e0 vos besoins. <br><br>\r\n<br>\r\n<div id=\"debt-balance-salesbox\">\n    <form id=\"salesboxForm\">\n        <div class=\"row\">\n            <div class=\"input-box-debt-balance\">\n                <label for=\"debt-balance-loan-amount-input\">Montant emprunt&eacute;<\/label>\n                <input id=\"debt-balance-loan-amount-input\" \/>\n            <\/div>\n        <\/div>\n        <div class=\"row\">\n            <button id=\"salesboxSubmitButton\" data-e2e-id=\"salesbox-submit-button\" type=\"submit\"\n                    class=\"button button--primary\">\n                Demandez votre devis\n            <\/button>\n        <\/div>\n    <\/form>\n<\/div>\n\n<!-- LOCAL DEVELOPMENT ONLY -->\n<!-- <script type=\"application\/javascript\" src=\"\/wwwroot\/dist\/libs.js\"><\/script>\n<script type=\"application\/javascript\" src=\"\/wwwroot\/dist\/salesbox-debt-balance.js\"><\/script> -->\n\n\n<script type=\"application\/javascript\" src=\"\/insurance\/static\/dist\/libs.js\"><\/script>\n<script type=\"application\/javascript\" src=\"\/insurance\/static\/dist\/salesbox-debt-balance.js\"><\/script>\r\n<\/div>\r\n\t\t\t\t\t\t<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n\n    <section id=\"double-column-block_6315bcaffba4e\" class=\"double-column section\">\n        <div class=\"container\">\n            <div class=\"content content--two-column\">\n                <div class=\"row gy-20\">\n                    <div class=\"col-12 col-xl-5\">\n                        <h2 class=\"heading-md\">Qu&rsquo;est-ce qu&rsquo;une assurance solde restant d\u00fb ?<\/h2>\n                    <\/div>\n                    <div class=\"col-12 col-xl-7\">\n                                                        <div class=\"articleblock\">\n\n\n                                                                                                                                \n                                                \n\n                                                    <p><span style=\"font-weight: 400;\">L\u2019assurance solde restant d\u00fb est une assurance vie qui sert de garantie pour un pr\u00eat (hypoth\u00e9caire). En cas de d\u00e9c\u00e8s, l&rsquo;assureur paie au pr\u00eateur le montant du cr\u00e9dit encore d\u00fb. Ainsi, vos proches n&rsquo;ont plus \u00e0 se soucier des remboursements. Il existe diff\u00e9rentes formules de couverture.<\/span><\/p>\n\n\n                                                                                                                                                                                                                    <\/div>\n\n                                            <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n\n\n\n\n\n\n<section id=\"accordion-block_6728d46ec1921\" class=\"accordion-block section\">\n  <div class=\"container\">\n    <dl class=\"accordion accordion--white\">\n\n                        \n                    <input type=\"checkbox\" id=\"accordion-item-1\" \/>\n      <dt class=\"accordion__title\">\n        <label class=\"body-lg\" for=\"accordion-item-1\">\n          <svg\n            xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n            viewBox=\"0 0 24 24\"\n            class=\"icon icon--system order-1 order-md-0\"\n            fill=\"currentColor\"\n          >\n            <path\n              transform=\"rotate(0, 12, 12)\"\n              d=\"M13.8899 11.4989L9.25787 6.58127C9.17618 6.49552 9.11132 6.39341 9.06706 6.28086C9.02279 6.16831 9 6.04755 9 5.92558C9 5.80361 9.02279 5.68286 9.06706 5.57031C9.11132 5.45776 9.17618 5.35565 9.25787 5.2699C9.42293 5.09696 9.6455 5 9.8774 5C10.1093 5 10.3319 5.09696 10.4969 5.2699L15.7436 10.8371C15.9033 11.0055 15.9951 11.2331 15.9998 11.472C16.0045 11.7109 15.9216 11.9424 15.7687 12.1177L10.5008 17.727C10.4197 17.8133 10.3234 17.8819 10.2173 17.9287C10.1112 17.9756 9.99751 17.9998 9.88263 18C9.76775 18.0002 9.65396 17.9764 9.54776 17.9299C9.44156 17.8834 9.34502 17.8151 9.26366 17.729C9.18231 17.6429 9.11772 17.5406 9.07359 17.428C9.02947 17.3154 9.00666 17.1947 9.00648 17.0727C9.0063 16.9508 9.02875 16.8299 9.07255 16.7172C9.11634 16.6044 9.18063 16.502 9.26173 16.4156L13.8899 11.4989Z\"\n            ><\/path>\n          <\/svg>\n          <span class=\"order-0 order-md-1\">Couverture 50% + 50%<\/span>\n        <\/label>\n      <\/dt> \n\n      \n\n      <dd class=\"accordion__content\">\n            \n      \n        \n        \n           \n        <div class=\"wysiwyg\">\n        <p><span style=\"font-weight: 400;\">Cette formule implique que deux partenaires se couvrent chacun pour la moiti\u00e9 du pr\u00eat. Si l&rsquo;un d&rsquo;eux d\u00e9c\u00e8de, le partenaire survivant ne doit rembourser que la moiti\u00e9 du cr\u00e9dit encore d\u00fb.<\/span><\/p>\n        \n                \n        <\/div>\n      \n          \n        \n\n        \n      \n\n                            <\/dd> \n                        \n                    <input type=\"checkbox\" id=\"accordion-item-2\" \/>\n      <dt class=\"accordion__title\">\n        <label class=\"body-lg\" for=\"accordion-item-2\">\n          <svg\n            xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n            viewBox=\"0 0 24 24\"\n            class=\"icon icon--system order-1 order-md-0\"\n            fill=\"currentColor\"\n          >\n            <path\n              transform=\"rotate(0, 12, 12)\"\n              d=\"M13.8899 11.4989L9.25787 6.58127C9.17618 6.49552 9.11132 6.39341 9.06706 6.28086C9.02279 6.16831 9 6.04755 9 5.92558C9 5.80361 9.02279 5.68286 9.06706 5.57031C9.11132 5.45776 9.17618 5.35565 9.25787 5.2699C9.42293 5.09696 9.6455 5 9.8774 5C10.1093 5 10.3319 5.09696 10.4969 5.2699L15.7436 10.8371C15.9033 11.0055 15.9951 11.2331 15.9998 11.472C16.0045 11.7109 15.9216 11.9424 15.7687 12.1177L10.5008 17.727C10.4197 17.8133 10.3234 17.8819 10.2173 17.9287C10.1112 17.9756 9.99751 17.9998 9.88263 18C9.76775 18.0002 9.65396 17.9764 9.54776 17.9299C9.44156 17.8834 9.34502 17.8151 9.26366 17.729C9.18231 17.6429 9.11772 17.5406 9.07359 17.428C9.02947 17.3154 9.00666 17.1947 9.00648 17.0727C9.0063 16.9508 9.02875 16.8299 9.07255 16.7172C9.11634 16.6044 9.18063 16.502 9.26173 16.4156L13.8899 11.4989Z\"\n            ><\/path>\n          <\/svg>\n          <span class=\"order-0 order-md-1\">Couverture 100% + 100% <\/span>\n        <\/label>\n      <\/dt> \n\n      \n\n      <dd class=\"accordion__content\">\n            \n      \n        \n        \n           \n        <div class=\"wysiwyg\">\n        <p><span style=\"font-weight: 400;\">Si deux partenaires choisissent cette formule, ils sont couverts pour la totalit\u00e9 du montant du cr\u00e9dit. Si l&rsquo;un des partenaires d\u00e9c\u00e8de, l&rsquo;autre ne devra plus effectuer de paiements. Le solde restant du pr\u00eat est alors rembours\u00e9 par l\u2019assureur.<\/span><\/p>\n        \n                \n        <\/div>\n      \n          \n        \n\n        \n      \n\n                            <\/dd> \n                        \n                    <input type=\"checkbox\" id=\"accordion-item-3\" \/>\n      <dt class=\"accordion__title\">\n        <label class=\"body-lg\" for=\"accordion-item-3\">\n          <svg\n            xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n            viewBox=\"0 0 24 24\"\n            class=\"icon icon--system order-1 order-md-0\"\n            fill=\"currentColor\"\n          >\n            <path\n              transform=\"rotate(0, 12, 12)\"\n              d=\"M13.8899 11.4989L9.25787 6.58127C9.17618 6.49552 9.11132 6.39341 9.06706 6.28086C9.02279 6.16831 9 6.04755 9 5.92558C9 5.80361 9.02279 5.68286 9.06706 5.57031C9.11132 5.45776 9.17618 5.35565 9.25787 5.2699C9.42293 5.09696 9.6455 5 9.8774 5C10.1093 5 10.3319 5.09696 10.4969 5.2699L15.7436 10.8371C15.9033 11.0055 15.9951 11.2331 15.9998 11.472C16.0045 11.7109 15.9216 11.9424 15.7687 12.1177L10.5008 17.727C10.4197 17.8133 10.3234 17.8819 10.2173 17.9287C10.1112 17.9756 9.99751 17.9998 9.88263 18C9.76775 18.0002 9.65396 17.9764 9.54776 17.9299C9.44156 17.8834 9.34502 17.8151 9.26366 17.729C9.18231 17.6429 9.11772 17.5406 9.07359 17.428C9.02947 17.3154 9.00666 17.1947 9.00648 17.0727C9.0063 16.9508 9.02875 16.8299 9.07255 16.7172C9.11634 16.6044 9.18063 16.502 9.26173 16.4156L13.8899 11.4989Z\"\n            ><\/path>\n          <\/svg>\n          <span class=\"order-0 order-md-1\">Formules sur mesure<\/span>\n        <\/label>\n      <\/dt> \n\n      \n\n      <dd class=\"accordion__content\">\n            \n      \n        \n        \n           \n        <div class=\"wysiwyg\">\n        <p><span style=\"font-weight: 400;\">Vous pouvez \u00e9galement opter pour une formule sur mesure : 100\/50, 70\/30, 70\/60, etc. Choisissez la formule qui vous convient, tout en respectant les conditions minimales fix\u00e9es par la banque. La formule choisie d\u00e9pend souvent des revenus des assur\u00e9s. Si l\u2019un des partenaires gagne plus que l\u2019autre, une r\u00e9partition in\u00e9gale peut \u00eatre int\u00e9ressante. En cas de d\u00e9c\u00e8s, le partenaire survivant remboursera la part correspondant \u00e0 sa capacit\u00e9 financi\u00e8re.<\/span><\/p>\n        \n                \n        <\/div>\n      \n          \n        \n\n        \n      \n\n                            <\/dd> \n            \n<\/dl>\n  <\/div>\n<\/section>\n      \n\n\n\n\n\n      \n    \n\n\n\n\n<section id=\"heroes-simple-block_6315bc80fba4d\" class=\"heroes-simple hero hero--simple\">\n    <div class=\"container\">\n                <h2 class=\"heading-lg\">Rejoignez les experts du courtier Independer par t\u00e9l\u00e9phone ou via le formulaire de contact<\/h2>\n                <div class=\"wysiwyg wysiwyg--narrow body-lg\">\n                        <p>\n                <p style=\"text-align: center;\">N\u2019h\u00e9sitez pas \u00e0 nous contacter si vous souhaitez obtenir plus d\u2019informations. Nous sommes disponibles tous les jours de la semaine de 9h00 \u00e0 17h00.<\/p>\n            <\/p>\n                    <\/div>\n                    <div class=\"m-b-20\">\n                <a href=\"https:\/\/www.comparateur.be\/contact\" class=\"button button--primary\" type=\"primary\">\n                    <span class=\"d-flex align-items-center\">\n                        Contactez-nous                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 24 24\" fill=\"none\" class=\"arrow-right\"><path d=\"M5 12H19\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><path d=\"M12 5L19 12L12 19\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg>                    <\/span>\n                <\/a>\n            <\/div>\n                    <\/div>\n<\/section>\n\n\n\n    <section id=\"double-column-block_66d184580a7c9\" class=\"double-column section\">\n        <div class=\"container\">\n            <div class=\"content content--two-column\">\n                <div class=\"row gy-20\">\n                    <div class=\"col-12 col-xl-5\">\n                        <h2 class=\"heading-md\">L\u2019assurance solde restant d\u00fb est-elle obligatoire ?<\/h2>\n                    <\/div>\n                    <div class=\"col-12 col-xl-7\">\n                                                        <div class=\"articleblock\">\n\n\n                                                                                                                                \n                                                \n\n                                                    <p><span style=\"font-weight: 400;\">Souscrire une assurance solde restant d\u00fb n&rsquo;est pas obligatoire, mais c\u2019est fortement recommand\u00e9 par les <\/span><a href=\"https:\/\/www.guide-epargne.be\/epargner\/agences.html\"><span style=\"font-weight: 400;\">institutions financi\u00e8res<\/span><\/a><span style=\"font-weight: 400;\">. Surtout pour les cr\u00e9dits importants, cette assurance sert de garantie suppl\u00e9mentaire pour le remboursement du cr\u00e9dit.<\/span><\/p>\n\n\n                                                                                                                                                                                                                    <\/div>\n\n                                            <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n    <section id=\"double-column-block_66d1815c0a7c4\" class=\"double-column section\">\n        <div class=\"container\">\n            <div class=\"content content--two-column\">\n                <div class=\"row gy-20\">\n                    <div class=\"col-12 col-xl-5\">\n                        <h2 class=\"heading-md\">O\u00f9 souscrire une assurance solde restant d\u00fb ?<\/h2>\n                    <\/div>\n                    <div class=\"col-12 col-xl-7\">\n                                                        <div class=\"articleblock\">\n\n\n                                                                                                                                \n                                                \n\n                                                    <p><span style=\"font-weight: 400;\">Vous pouvez souscrire une assurance solde restant d\u00fb o\u00f9 vous voulez. Sachez que vous b\u00e9n\u00e9ficiez souvent d&rsquo;un taux d&rsquo;int\u00e9r\u00eat plus bas si vous souscrivez l\u2019assurance recommand\u00e9e par l&rsquo;assureur de votre pr\u00eateur (pour <a href=\"https:\/\/www.guide-epargne.be\/epargner\/comparer\/emprunt-hypothecaire.html\">un pr\u00eat hypoth\u00e9caire<\/a>, par exemple).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Il est toujours utile de v\u00e9rifier si vous ne payez pas trop cher. Certains assureurs augmentent le prix de l\u2019assurance solde restant d\u00fb pour compenser le taux d\u2019int\u00e9r\u00eat r\u00e9duit qu\u2019ils proposent sur le pr\u00eat. Au final, le surco\u00fbt de cette assurance peut repr\u00e9senter plusieurs centaines d\u2019euros par an.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pour les assurances souscrites depuis le 1er juin 2024, il est possible de changer d&rsquo;assureur apr\u00e8s un tiers de la dur\u00e9e du cr\u00e9dit, tout en b\u00e9n\u00e9ficiant des m\u00eames conditions, sans frais suppl\u00e9mentaires. Si vous changez d&rsquo;assureur plus t\u00f4t, vous risquez de perdre une \u00e9ventuelle r\u00e9duction sur votre cr\u00e9dit.<\/span><\/p>\n<p><b>Attention<\/b><span style=\"font-weight: 400;\"> : il est pr\u00e9f\u00e9rable de choisir d\u00e8s le d\u00e9but la bonne assurance solde restant d\u00fb avant de signer votre cr\u00e9dit hypoth\u00e9caire. Changer d\u2019assureur par la suite peut entra\u00eener un tarif plus \u00e9lev\u00e9, car il sera alors bas\u00e9 sur votre \u00e2ge au moment du changement. De plus, un nouveau questionnaire m\u00e9dical sera probablement exig\u00e9.<\/span><\/p>\n\n\n                                                                                                                                                                                                                    <\/div>\n\n                                            <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n    <section id=\"double-column-block_67efc6c03fb73\" class=\"double-column section\">\n        <div class=\"container\">\n            <div class=\"content content--two-column\">\n                <div class=\"row gy-20\">\n                    <div class=\"col-12 col-xl-5\">\n                        <h2 class=\"heading-md\">Combien co\u00fbte une assurance solde restant d\u00fb ?<\/h2>\n                    <\/div>\n                    <div class=\"col-12 col-xl-7\">\n                                                        <div class=\"articleblock\">\n\n\n                                                                                                                                \n                                                \n\n                                                    <p><span style=\"font-weight: 400;\">Diff\u00e9rents <\/span><b>facteurs de risque<\/b><span style=\"font-weight: 400;\"> sont pris en compte lorsque vous souhaitez souscrire une assurance solde restant d\u00fb. Votre assureur peut appliquer une prime de base ainsi qu\u2019une prime suppl\u00e9mentaire pour le risque de d\u00e9c\u00e8s accru. S\u2019il applique une prime suppl\u00e9mentaire, il doit justifier pourquoi. Voici les facteurs pouvant impacter le prix de votre assurance solde restant d\u00fb :<\/span><\/p>\n<ul>\n<li><strong>Risque de d\u00e9c\u00e8s <\/strong>: p<span style=\"font-weight: 400;\">lus le risque de d\u00e9c\u00e8s pendant la dur\u00e9e de votre pr\u00eat est accru, plus votre prime sera \u00e9lev\u00e9e. Tant l\u2019\u00e2ge que les professions ou sports dangereux peuvent augmenter le risque, et donc la prime de votre assurance solde restant d\u00fb.<\/span><\/li>\n<li><strong>Maladies chroniques et \u00e9tat de sant\u00e9 <\/strong>: s<span style=\"font-weight: 400;\">i vous souhaitez souscrire une assurance solde restant d\u00fb, vous devez remplir un <\/span><b>questionnaire m\u00e9dical<\/b><span style=\"font-weight: 400;\">. Parfois, m\u00eame un examen m\u00e9dical peut \u00eatre requis. Certaines maladies chroniques peuvent augmenter la prime d\u2019assurance. <\/span><b>Attention<\/b><span style=\"font-weight: 400;\"> : si vous \u00eates gu\u00e9ri d&rsquo;une maladie chronique, vous avez \u2018<\/span><a href=\"https:\/\/economie.fgov.be\/fr\/themes\/services-financiers\/assurances\/solde-restant-du\/mesures-favorisant-lacces\"><span style=\"font-weight: 400;\">droit \u00e0 l&rsquo;oubli<\/span><\/a><span style=\"font-weight: 400;\">\u2019. Autrement dit, apr\u00e8s quelques ann\u00e9es, votre assureur ne peut plus consid\u00e9rer votre ancienne maladie comme un risque accru.<\/span><\/li>\n<li><strong>Montant emprunt\u00e9, dur\u00e9e du pr\u00eat et formule de risque <\/strong>: e<span style=\"font-weight: 400;\">n optant pour une dur\u00e9e de pr\u00eat de 25 ans au lieu de 10 ans, vous entrez dans une cat\u00e9gorie de risque plus \u00e9lev\u00e9e. En effet, plus la dur\u00e9e du pr\u00eat est longue, plus le risque de d\u00e9c\u00e8s pendant la p\u00e9riode de remboursement est \u00e9lev\u00e9. Le montant emprunt\u00e9 joue \u00e9galement un r\u00f4le dans la d\u00e9termination de votre prime.<\/span><\/li>\n<\/ul>\n\n\n                                                                                                                                                                                                                    <\/div>\n\n                                            <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n\n<section id=\"heroes-simple-block_66d184900a7ca\" class=\"heroes-simple hero hero--simple\">\n    <div class=\"container\">\n                <h2 class=\"heading-lg\">Faites une simulation assurance solde restant d\u00fb <\/h2>\n                <div class=\"wysiwyg wysiwyg--narrow body-lg\">\n                        <p>\n                <p><span style=\"font-weight: 400;\">Le calcul de la prime d\u2019assurance solde restant d\u00fb peut varier consid\u00e9rablement d\u2019un <\/span><a href=\"https:\/\/www.comparateur.be\/assurances\/assureurs\"><span style=\"font-weight: 400;\">assureur<\/span><\/a><span style=\"font-weight: 400;\"> \u00e0 l\u2019autre. Comparez les assurances solde restant d\u00fb sur Comparateur.be pour trouver celle qui vous convient !<\/span><\/p>\n            <\/p>\n                    <\/div>\n                    <div class=\"m-b-20\">\n                <a href=\"https:\/\/www.comparateur.be\/assurance-solde-restant-du\" class=\"button button--primary\" type=\"primary\">\n                    <span class=\"d-flex align-items-center\">\n                        Comparez les assurances solde restant d\u00fb                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 24 24\" fill=\"none\" class=\"arrow-right\"><path d=\"M5 12H19\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><path d=\"M12 5L19 12L12 19\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg>                    <\/span>\n                <\/a>\n            <\/div>\n                    <\/div>\n<\/section>\n\n\n\n    <section id=\"double-column-block_6315bcd8fba58\" class=\"double-column section\">\n        <div class=\"container\">\n            <div class=\"content content--two-column\">\n                <div class=\"row gy-20\">\n                    <div class=\"col-12 col-xl-5\">\n                        <h2 class=\"heading-md\">Une assurance solde restant d\u00fb est-elle int\u00e9ressante si vous \u00eates seul ?<\/h2>\n                    <\/div>\n                    <div class=\"col-12 col-xl-7\">\n                                                        <div class=\"articleblock\">\n\n\n                                                                                                                                \n                                                \n\n                                                    <p><span style=\"font-weight: 400;\">M\u00eame en tant que personne seule, il est judicieux de souscrire une assurance solde restant d\u00fb. Si vous d\u00e9c\u00e9dez et que votre famille accepte votre h\u00e9ritage, elle h\u00e9rite aussi de vos \u00e9ventuelles dettes, y compris votre pr\u00eat hypoth\u00e9caire.<\/span><\/p>\n\n\n                                                                                                                                                                                                                    <\/div>\n\n                                            <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n    <section id=\"double-column-block_67efc8323fb75\" class=\"double-column section\">\n        <div class=\"container\">\n            <div class=\"content content--two-column\">\n                <div class=\"row gy-20\">\n                    <div class=\"col-12 col-xl-5\">\n                        <h2 class=\"heading-md\">Conditions de paiement de la prime<\/h2>\n                    <\/div>\n                    <div class=\"col-12 col-xl-7\">\n                                                        <div class=\"articleblock\">\n\n\n                                                                                                                                \n                                                \n\n                                                    <p><span style=\"font-weight: 400;\">La prime de votre assurance solde restant d\u00fb peut \u00eatre pay\u00e9e de deux mani\u00e8res :<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Paiement unique <\/b><span style=\"font-weight: 400;\">: si vous pr\u00e9f\u00e9rez payer en une seule fois, le montant est d\u00fb avant le d\u00e9but du pr\u00eat.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Paiement \u00e9chelonn\u00e9 <\/b><span style=\"font-weight: 400;\">: si vous choisissez cette option, votre prime est g\u00e9n\u00e9ralement r\u00e9gl\u00e9e int\u00e9gralement apr\u00e8s deux tiers de la dur\u00e9e de votre pr\u00eat. Le paiement \u00e9chelonn\u00e9 entra\u00eene souvent des <\/span><b>frais de fractionnement<\/b><span style=\"font-weight: 400;\"> impos\u00e9s par l&rsquo;assureur. Pour \u00e9viter ce surco\u00fbt, optez pour un paiement unique.<\/span><\/li>\n<\/ul>\n\n\n                                                                                                                                                                                                                    <\/div>\n\n                                            <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n    <section id=\"double-column-block_67efc84f3fb76\" class=\"double-column section\">\n        <div class=\"container\">\n            <div class=\"content content--two-column\">\n                <div class=\"row gy-20\">\n                    <div class=\"col-12 col-xl-5\">\n                        <h2 class=\"heading-md\">Est-il possible de d\u00e9duire l\u2019assurance solde restant d\u00fb des imp\u00f4ts ?<\/h2>\n                    <\/div>\n                    <div class=\"col-12 col-xl-7\">\n                                                        <div class=\"articleblock\">\n\n\n                                                                                                                                \n                                                \n\n                                                    <p><span style=\"font-weight: 400;\">Le paiement d\u2019une prime d\u2019assurance solde restant d\u00fb ne donne plus droit \u00e0 une r\u00e9duction d\u2019imp\u00f4t.<\/span><\/p>\n\n\n                                                                                                                                                                                                                    <\/div>\n\n                                            <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n\n<section id=\"heroes-simple-block_67efc9603fb7a\" class=\"heroes-simple hero hero--simple\">\n    <div class=\"container\">\n                <h2 class=\"heading-lg\">Faites une simulation assurance solde restant d\u00fb<\/h2>\n                <div class=\"wysiwyg wysiwyg--narrow body-lg\">\n                        <p>\n                <p><span style=\"font-weight: 400;\">Le calcul de la prime d\u2019assurance solde restant d\u00fb peut varier consid\u00e9rablement d\u2019un <\/span><a href=\"https:\/\/www.comparateur.be\/assurances\/assureurs\"><span style=\"font-weight: 400;\">assureur<\/span><\/a><span style=\"font-weight: 400;\"> \u00e0 l\u2019autre. Comparez les assurances solde restant d\u00fb sur Comparateur.be pour trouver celle qui vous convient !<\/span><\/p>\n            <\/p>\n                    <\/div>\n                    <div class=\"m-b-20\">\n                <a href=\"https:\/\/www.comparateur.be\/assurance-solde-restant-du\" class=\"button button--primary\" type=\"primary\">\n                    <span class=\"d-flex align-items-center\">\n                        Comparez les assurances solde restant d\u00fb                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 24 24\" fill=\"none\" class=\"arrow-right\"><path d=\"M5 12H19\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><path d=\"M12 5L19 12L12 19\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg>                    <\/span>\n                <\/a>\n            <\/div>\n                    <\/div>\n<\/section>\n\n\n\n    <section id=\"double-column-block_67efc86f3fb77\" class=\"double-column section\">\n        <div class=\"container\">\n            <div class=\"content content--two-column\">\n                <div class=\"row gy-20\">\n                    <div class=\"col-12 col-xl-5\">\n                        <h2 class=\"heading-md\">Que se passe-t-il apr\u00e8s le remboursement de votre pr\u00eat ?<\/h2>\n                    <\/div>\n                    <div class=\"col-12 col-xl-7\">\n                                                        <div class=\"articleblock\">\n\n\n                                                                                                                                \n                                                \n\n                                                    <p><span style=\"font-weight: 400;\">D\u00e8s que votre pr\u00eat est int\u00e9gralement rembours\u00e9, votre assurance solde restant d\u00fb s\u2019arr\u00eate automatiquement.<\/span><\/p>\n\n\n                                                                                                                                                                                                                    <\/div>\n\n                                            <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n    <section id=\"double-column-block_67efc8863fb78\" class=\"double-column section\">\n        <div class=\"container\">\n            <div class=\"content content--two-column\">\n                <div class=\"row gy-20\">\n                    <div class=\"col-12 col-xl-5\">\n                        <h2 class=\"heading-md\">Comment r\u00e9silier votre assurance solde restant d\u00fb ?<\/h2>\n                    <\/div>\n                    <div class=\"col-12 col-xl-7\">\n                                                        <div class=\"articleblock\">\n\n\n                                                                                                                                \n                                                \n\n                                                    <p><span style=\"font-weight: 400;\">Il est possible de mettre fin \u00e0 votre assurance solde restant d\u00fb gr\u00e2ce au processus de \u2018rachat\u2019. En cas de r\u00e9siliation, faites attention \u00e0 deux \u00e9l\u00e9ments :<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Si vous r\u00e9siliez votre assurance dans le premier tiers de la dur\u00e9e de votre cr\u00e9dit, vous risquez de perdre la r\u00e9duction de taux d\u2019int\u00e9r\u00eat sur votre pr\u00eat immobilier.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Si vous changez d\u2019assureur, vous risquez de payer une prime plus \u00e9lev\u00e9e. Etant donn\u00e9 que votre \u00e9tat de sant\u00e9 peut \u00e9voluer avec l\u2019\u00e2ge, cela peut impacter le co\u00fbt de votre nouvelle prime d\u2019assurance.<\/span><\/li>\n<\/ul>\n\n\n                                                                                                                                                                                                                    <\/div>\n\n                                            <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n\n<section id=\"heroes-simple-block_67efc9953fb7b\" class=\"heroes-simple hero hero--simple\">\n    <div class=\"container\">\n                <h2 class=\"heading-lg\">\u00c0 qui s\u2019adresser pour la simulation d\u2019une assurance solde restant d\u00fb ?<\/h2>\n                <div class=\"wysiwyg wysiwyg--narrow body-lg\">\n                        <p>\n                <p><span style=\"font-weight: 400;\">Il est possible de souscrire une assurance solde restant d\u00fb directement aupr\u00e8s d\u2019une banque ou d\u2019un assureur. Cependant, pour trouver l\u2019offre la plus avantageuse sur le march\u00e9, faites une simulation sur un site de comparaison en ligne, tel que <a href=\"https:\/\/www.comparateur.be\">Comparateur.be<\/a>. En fonction des informations que vous fournissez, nous pouvons vous proposer la formule id\u00e9ale !<\/span><\/p>\n            <\/p>\n                    <\/div>\n                    <\/div>\n<\/section>\n\n\n\n\n<section class=\"section\">\n<div id=\"disclaimer-block_67f373c1897f6\" class=\"disclaimer container\">\n    <div class=\"content content--disclaimer\">\n      <div class=\"body-lg\">\n\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n\n\n<section class=\"section\">\n<div id=\"disclaimer-block_67f4c20748606\" class=\"disclaimer container\">\n    <div class=\"content content--disclaimer\">\n      <div class=\"body-lg\">\n\n\n                        <p>\n                        <p><i style=\"font-size: 13px;\">Nous avons conclu un accord contractuel avec les assureurs avec lesquels nous collaborons, garantissant que le prix sur Comparateur.be ne sera jamais sup\u00e9rieur \u00e0 celui propos\u00e9 pour des donn\u00e9es client identiques sur leur propre site.\u00a0<\/i><\/p>\n                    <\/p>\n                  <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":8,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-12828","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.4 (Yoast SEO v23.4) - 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