{"id":12828,"date":"2025-06-27T09:35:04","date_gmt":"2025-06-27T07:35:04","guid":{"rendered":"https:\/\/www.mijnvergelijker.be\/?page_id=12828"},"modified":"2026-06-23T12:01:45","modified_gmt":"2026-06-23T10:01:45","slug":"assurance-solde-restant-du","status":"publish","type":"page","link":"https:\/\/www.comparateur.be\/assurance-solde-restant-du","title":{"rendered":"Assurance solde restant d\u00fb"},"content":{"rendered":"\t\t<script>\n\t\t\tdocument.cookie = 'selectedLanguage=fr';\n\t\t<\/script>\n\t<section id=\"heroes-columns-block_6889efac59177\" class=\"hero hero--columns heroes-columns\" buttonlabel=\"\" title=\"Calculez votre assurance solde restant d\u00fb et obtenez votre offre imm\u00e9diatement\" cardtitle=\"Commencez ici votre demande d\u2019assurance solde restant d\u00fb\">\n\t<div class=\"container\">\n\t\t<div class=\"row gy-20\">\n\t\t\t<div class=\"col-12 col-lg-6 col-xl-7\">\n\t\t\t\t\t\t\t\t<h1 class=\"heading-xxl\">Calculez votre assurance solde restant d\u00fb et obtenez votre offre imm\u00e9diatement<\/h1>\n\n\t\t\t\t                        <div class=\"d-none d-md-block\">\n                            <img decoding=\"async\" src=\"https:\/\/www.comparateur.be\/wordpress\/wp-content\/uploads\/2026\/03\/Schuldsaldo.png\" alt=\"Gezin dat samen speelt in een lichte woonkamer, als illustratie van bescherming en zekerheid voor het gezin.\">\n                        <\/div>\n                    \t\t\t<\/div>\n\t\t\t<div class=\"col-12 col-lg-6 col-xl-5\">\n\t\t\t\t<article class=\"card shadow-sm\">\n\t\t\t\t\t<h2 class=\"card__title heading-lg\">Commencez ici votre demande d\u2019assurance solde restant d\u00fb<\/h2>\n\t\t\t\t\t<div class=\"wysiwyg\">\n\t\t\t\t\t\t<p>\n\t\t\t\t\t\t\t<div style=\"display: flex; margin-bottom: 8px;\">\r\n<div style=\"border-top-left-radius: 4px; border-top-right-radius: 4px; border-bottom-right-radius: 4px; border-bottom-left-radius: 4px; background-image: initial; background-position-x: initial; background-position-y: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgba(211, 197, 239, 100); display: flex; row-gap: 8px; column-gap: 8px; padding-top: 4px; padding-right: 8px; padding-bottom: 4px; padding-left: 8px; align-items: center;\"> <svg width=\"14\" height=\"13\" viewBox=\"0 0 14 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" x=\"\"> <path d=\"M13.3438 0C12.9801 0 12.6875 0.310491 12.6875 0.696429V1.08817L1.3125 4.48326V4.41071C1.3125 4.02478 1.01992 3.71429 0.65625 3.71429C0.292578 3.71429 0 4.02478 0 4.41071V8.58929C0 8.97522 0.292578 9.28571 0.65625 9.28571C1.01992 9.28571 1.3125 8.97522 1.3125 8.58929V8.51674L3.67227 9.22187C3.56016 9.52946 3.5 9.86607 3.5 10.2143C3.5 11.7522 4.67578 13 6.125 13C7.41016 13 8.48203 12.0192 8.70625 10.7221L12.6875 11.9118V12.3036C12.6875 12.6895 12.9801 13 13.3438 13C13.7074 13 14 12.6895 14 12.3036V0.696429C14 0.310491 13.7074 0 13.3438 0ZM12.6875 10.4638L1.3125 7.06875V5.92835L12.6875 2.53326V10.4638ZM7.43203 10.342C7.37187 11.05 6.80859 11.6071 6.125 11.6071C5.40039 11.6071 4.8125 10.9833 4.8125 10.2143C4.8125 9.99375 4.86172 9.78482 4.94648 9.60201L7.43203 10.3449V10.342Z\" fill=\"black\"><\/path> <\/svg> <p style=\"color: rgb(0, 42, 26); margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; font-family: Inter, sans-serif; font-size: 16px; font-weight: 600; line-height: 100%; letter-spacing: 1.6px;\">Comparez malin et payez moins<\/p><\/div><\/div>\r\n<br>\r\n<!--<p>Il n\u2019est actuellement pas possible de demander un nouveau devis. En raison du grand nombre de demandes, nous avons besoin d\u2019un peu plus de temps pour les traiter.<\/p>-->\r\n<div id=\"debt-balance-salesbox\">\n    <form id=\"salesboxForm\">\n        <div class=\"row\">\n            <div class=\"input-box-debt-balance\">\n                <label for=\"debt-balance-loan-amount-input\">Montant emprunt&eacute;<\/label>\n                <input id=\"debt-balance-loan-amount-input\" \/>\n            <\/div>\n        <\/div>\n        <div class=\"row\">\n            <button id=\"salesboxSubmitButton\" data-e2e-id=\"salesbox-submit-button\" type=\"submit\"\n                    class=\"button button--primary\">\n                Demandez votre devis\n            <\/button>\n        <\/div>\n    <\/form>\n<\/div>\n\n<!-- LOCAL DEVELOPMENT ONLY -->\n<!-- <script type=\"application\/javascript\" src=\"\/wwwroot\/dist\/libs.js\"><\/script>\n<script type=\"application\/javascript\" src=\"\/wwwroot\/dist\/salesbox-debt-balance.js\"><\/script> -->\n\n\n<script 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9.34502 17.8151 9.26366 17.729C9.18231 17.6429 9.11772 17.5406 9.07359 17.428C9.02947 17.3154 9.00666 17.1947 9.00648 17.0727C9.0063 16.9508 9.02875 16.8299 9.07255 16.7172C9.11634 16.6044 9.18063 16.502 9.26173 16.4156L13.8899 11.4989Z\"><\/path>\n            <\/svg>\n          <\/button>\n        <\/div>\n      <\/div>\n    <\/div>\n\n  \n\n    <section id=\"layout-card-two-block_6a268ad9f7272\" class=\"layout-card-two section\">\n        <div class=\"container\">\n                            <h2 class=\"heading-xl heading--centered mb-40\">Avantages d\u2019une assurance solde restant d\u00fb<\/h2>\n                        <div class=\"row gy-30\">\n                                        <div class=\"col-12 col-md-4\">\n                            <div class=\"card card--icon-2 card--icon-2--alt\">\n                            \n                                                                            <img decoding=\"async\" src=\"https:\/\/www.comparateur.be\/wordpress\/wp-content\/uploads\/2026\/05\/insurance.svg\" >\n                                                                        <div>\n                                                                            <h2 class=\"card__title\"><br>Tranquillit\u00e9 financi\u00e8re pour vos proches<\/h2>\n                                                                                                                <p class=\"card__description\">Si vous d\u00e9c\u00e9dez, l\u2019assurance solde restant d\u00fb rembourse totalement ou partiellement le montant du cr\u00e9dit. Vos proches ne doivent donc pas continuer \u00e0 rembourser votre emprunt.\r\n\r\n<\/p>\n                                                                    <\/div>\n                            <\/div>\n                        <\/div>\n                                        <div class=\"col-12 col-md-4\">\n                            <div class=\"card card--icon-2 card--icon-2--alt\">\n                            \n                                                                            <img decoding=\"async\" src=\"https:\/\/www.comparateur.be\/wordpress\/wp-content\/uploads\/2026\/05\/warranty.svg\" >\n                                                                        <div>\n                                                                            <h2 class=\"card__title\"><br>Couverture adapt\u00e9e<\/h2>\n                                                                                                                <p class=\"card__description\">Vous choisissez une couverture de 100 %, de 50 % ou une formule sur mesure. Vous \u00eates ainsi toujours correctement assur\u00e9.<\/p>\n                                                                    <\/div>\n                            <\/div>\n                        <\/div>\n                                        <div class=\"col-12 col-md-4\">\n                            <div class=\"card card--icon-2 card--icon-2--alt\">\n                            \n                                                                            <img decoding=\"async\" src=\"https:\/\/www.comparateur.be\/wordpress\/wp-content\/uploads\/2026\/05\/pencil-circle.svg\" >\n                                                                        <div>\n                                                                            <h2 class=\"card__title\"><br>Garanties compl\u00e9mentaires<\/h2>\n                                                                                                                <p class=\"card__description\">Votre assurance solde restant d\u00fb vous prot\u00e8ge contre les cons\u00e9quences financi\u00e8res d\u2019un d\u00e9c\u00e8s. Vous pouvez \u00e9galement l\u2019\u00e9tendre avec des garanties compl\u00e9mentaires couvrant l\u2019incapacit\u00e9 de travail et la perte involontaire d\u2019emploi.<\/p>\n                                                                    <\/div>\n                            <\/div>\n                        <\/div>\n                            <\/div>\n        <\/div>\n    <\/section>\n\n\n\n    <section id=\"double-column-block_6315bcaffba4e\" class=\"double-column section\">\n        <div class=\"container\">\n            <div class=\"content content--two-column\">\n                <div class=\"row gy-20\">\n                    <div class=\"col-12 col-xl-5\">\n                        <h2 class=\"heading-md\">Qu&rsquo;est-ce qu&rsquo;une assurance solde restant d\u00fb ?<\/h2>\n                    <\/div>\n                    <div class=\"col-12 col-xl-7\">\n                                                        <div class=\"articleblock\">\n\n\n                                                                                                                                \n                                                \n\n                                                    <p><span style=\"font-weight: 400;\">Une assurance solde restant d\u00fb est une assurance-vie qui sert de garantie pour votre pr\u00eat. Si vous d\u00e9c\u00e9dez, l\u2019assureur rembourse \u00e0 l\u2019organisme pr\u00eateur la partie encore due de votre cr\u00e9dit afin que vos proches ne doivent plus poursuivre les remboursements.<\/span><\/p>\n\n\n                                                                                                                                                                                                                                                                                <div class=\"background background--purple background--purple-100 m-t-20\">\n                                                                                                                                                    <h3 class=\"heading heading--four heading-sm\">\u00c0 la recherche d\u2019un pr\u00eat hypoth\u00e9caire \u00e0 un taux avantageux ?<\/h3>\n                                                \n                                                \n\n                                                    <p><span style=\"font-weight: 400;\">Vous achetez bient\u00f4t une maison ou souhaitez <a href=\"https:\/\/www.comparateur.be\/assurances\/blog\/assurance-solde-restant-du\/faites-attention-en-changeant-de-pret-hypothecaire-et-dassurance-solde-restant-du\">ren\u00e9gocier votre pr\u00eat actuel<\/a> ? Comparez diff\u00e9rents pr\u00eats hypoth\u00e9caires via Comparateur.be et demandez votre offre personnalis\u00e9e.<\/span><\/p>\n\n\n                                                                                                                                                <div class=\"article-button-container\">\n                                                    <a href=\"https:\/\/www.guide-epargne.be\/epargner\/comparer\/emprunt-hypothecaire.html\"\n                                                       class=\"button button--primary\">\n                                                            <span class=\"d-flex align-items-center\">\n                                                                Comparez les pr\u00eats hypoth\u00e9caires                                                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 24 24\" fill=\"none\" class=\"arrow-right\"><path d=\"M5 12H19\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><path d=\"M12 5L19 12L12 19\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg>                                                                <\/span>\n                                                    <\/a>\n                                                <\/div>\n                                                                                                                                                                    <\/div>\n\n                                            <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n    <section id=\"double-column-block_6a268ddff727f\" class=\"double-column section\">\n        <div class=\"container\">\n            <div class=\"content content--two-column\">\n                <div class=\"row gy-20\">\n                    <div class=\"col-12 col-xl-5\">\n                        <h2 class=\"heading-md\">Combien co\u00fbte une assurance solde restant d\u00fb ?<\/h2>\n                    <\/div>\n                    <div class=\"col-12 col-xl-7\">\n                                                        <div class=\"articleblock\">\n\n\n                                                                                                                                \n                                                \n\n                                                    <p><span style=\"font-weight: 400;\">L\u2019<a href=\"https:\/\/www.comparateur.be\/assurances\/assureurs\">assureur<\/a> tient compte de diff\u00e9rents facteurs lorsque vous souhaitez souscrire une assurance solde restant d\u00fb.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Prime de base<\/b><span style=\"font-weight: 400;\"> : cette prime est calcul\u00e9e en fonction de votre \u00e2ge, de votre \u00e9tat de sant\u00e9, de votre consommation de tabac, du montant emprunt\u00e9, de la dur\u00e9e et du taux d\u2019int\u00e9r\u00eat de votre pr\u00eat.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Surprime <\/b>: si vous appartenez \u00e0 un groupe pr\u00e9sentant statistiquement un risque de d\u00e9c\u00e8s plus \u00e9lev\u00e9, l\u2019assureur appliquera une surprime. Cela concerne principalement les personnes ayant un mode de vie moins sain, comme les fumeurs, ou exer\u00e7ant des professions et\/ou loisirs \u00e0 risque. Cette surprime n\u2019est pas fixe mais calcul\u00e9e individuellement sur base de votre questionnaire m\u00e9dical. Elle varie \u00e9galement selon la compagnie d\u2019assurance.<\/li>\n<\/ul>\n\n\n                                                                                                                                                                                                                    <\/div>\n\n                                            <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n    <section id=\"double-column-block_6a268e1cf7282\" class=\"double-column section\">\n        <div class=\"container\">\n            <div class=\"content content--two-column\">\n                <div class=\"row gy-20\">\n                    <div class=\"col-12 col-xl-5\">\n                        <h2 class=\"heading-md\">Comment calculons-nous votre prime ?<\/h2>\n                    <\/div>\n                    <div class=\"col-12 col-xl-7\">\n                                                        <div class=\"articleblock\">\n\n\n                                                                                                                                \n                                                \n\n                                                    <p><span style=\"font-weight: 400;\">Plusieurs facteurs influencent le calcul de votre prime d\u2019assurance solde restant d\u00fb :<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u00c2ge<\/b><span style=\"font-weight: 400;\"> : plus vous \u00eates jeune lorsque vous souscrivez le contrat, plus le risque de d\u00e9c\u00e8s pendant la dur\u00e9e du pr\u00eat est faible.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Sant\u00e9 et mode de vie <\/b><span style=\"font-weight: 400;\">: lors de la souscription, vous devez souvent compl\u00e9ter un questionnaire m\u00e9dical ou passer un examen m\u00e9dical. Cela permet \u00e0 l\u2019assureur d\u2019\u00e9valuer votre \u00e9tat de sant\u00e9 actuel et vos ant\u00e9c\u00e9dents m\u00e9dicaux. Le tabagisme peut \u00e9galement influencer le montant de votre prime.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Montant emprunt\u00e9 et dur\u00e9e<\/b><span style=\"font-weight: 400;\"> : plus la dur\u00e9e du pr\u00eat est longue, plus le risque de d\u00e9c\u00e8s durant la p\u00e9riode de remboursement est \u00e9lev\u00e9. Vous \u00eates alors consid\u00e9r\u00e9 comme pr\u00e9sentant un risque plus important, ce qui augmente votre prime. Le capital assur\u00e9 influence \u00e9galement le montant de la prime : plus il est \u00e9lev\u00e9, plus la prime sera importante.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Profession et loisirs<\/b><span style=\"font-weight: 400;\"> : les professions \u00e0 risque, comme pompier, ou les loisirs dangereux, comme l\u2019alpinisme, peuvent entra\u00eener une augmentation de votre prime.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Si vous souscrivez votre assurance solde restant d\u00fb aupr\u00e8s de la banque o\u00f9 vous avez \u00e9galement votre pr\u00eat hypoth\u00e9caire, vous b\u00e9n\u00e9ficiez souvent d\u2019une r\u00e9duction de taux sur votre cr\u00e9dit. <strong>Attention<\/strong> : un <a href=\"https:\/\/www.guide-epargne.be\/epargner\/revision-emprunt.html\">refinancement de votre cr\u00e9dit logement<\/a> peut avoir des cons\u00e9quences sur votre assurance solde restant d\u00fb.<\/span><\/p>\n\n\n                                                                                                                                                                                                                                                                                <div class=\"background background--purple background--purple-100 m-t-20\">\n                                                                                                                                                    <h3 class=\"heading heading--four heading-sm\">Exemple de calcul<\/h3>\n                                                \n                                                \n\n                                                    <p><span style=\"font-weight: 400;\">Lisa et Tom souscrivent ensemble une assurance solde restant d\u00fb. Pour leur assurance solde restant d\u00fb, le couple doit donc payer <\/span><b>un montant total de 6.480 \u20ac<\/b><span style=\"font-weight: 400;\">. Dans leur cas, ils \u00e9talent ce montant sur 16 ans et ne le paient pas en <\/span><b>une seule fois sous forme de prime unique<\/b><span style=\"font-weight: 400;\">. Ils choisissent une couverture de 100 % + 100 %. Si l\u2019un d\u2019eux d\u00e9c\u00e8de pr\u00e9matur\u00e9ment, l\u2019autre ne devra plus rien rembourser \u00e0 la banque.<\/span><\/p>\n\n\n                                                                                                                                                                                                                    <\/div>\n\n                                            <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n    <div id=\"table-block_6a268e79f7286\" class=\"table container\">\n                <div class=\"table table--default table--responsive\">\n            <table>\n                <thead>\n                    <tr>\n                        <th>Facteur<\/th><th>Lisa<\/th><th>Tom<\/th>                    <\/tr>\n                <\/thead>\n                <tbody>\n                                            <tr>\n                            <td>\u00c2ge<\/td><td>28 ans<\/td><td>32 ans<\/td>                        <\/tr>\n                                            <tr>\n                            <td>\u00c9tat de sant\u00e9<\/td><td>non-fumeuse<\/td><td>fumeur<\/td>                        <\/tr>\n                                            <tr>\n                            <td>Couverture choisie<\/td><td>100 % (300.000 \u20ac)<\/td><td>100 % (300.000 \u20ac)<\/td>                        <\/tr>\n                                            <tr>\n                            <td>Dur\u00e9e de paiement<\/td><td>16 ans<\/td><td>16 ans<\/td>                        <\/tr>\n                                            <tr>\n                            <td>Prime annuelle estim\u00e9e<\/td><td>140 \u20ac\/an<\/td><td>265 \u20ac\/an<\/td>                        <\/tr>\n                                            <tr>\n                            <td>Co\u00fbt total apr\u00e8s 16 ans<\/td><td>2.240 \u20ac<\/td><td>4.240 \u20ac<\/td>                        <\/tr>\n                    \n                <\/tbody>\n            <\/table>\n        <\/div>\n    <\/div>\n\n\n    <section id=\"double-column-block_6a268f4bf72a2\" class=\"double-column section\">\n        <div class=\"container\">\n            <div class=\"content content--two-column\">\n                <div class=\"row gy-20\">\n                    <div class=\"col-12 col-xl-5\">\n                        <h2 class=\"heading-md\">Qu\u2019est-ce qui est couvert ?<\/h2>\n                    <\/div>\n                    <div class=\"col-12 col-xl-7\">\n                                                        <div class=\"articleblock\">\n\n\n                                                                                                                                <div class=\"background background--purple background--purple-100 m-t-20\">\n                                                                                                \n                                                \n\n                                                    <p><span style=\"font-weight: 400;\">\u2705 Selon le pourcentage de couverture choisi, l\u2019assureur rembourse, en cas de d\u00e9c\u00e8s, le solde restant d\u00fb de votre pr\u00eat hypoth\u00e9caire. Vos proches ne restent donc pas confront\u00e9s \u00e0 une charge financi\u00e8re. <\/span><\/p>\n\n\n                                                                                                                                                                                                                    <\/div>\n\n                                            <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n    <section id=\"double-column-block_6a268f82f72a5\" class=\"double-column section\">\n        <div class=\"container\">\n            <div class=\"content content--two-column\">\n                <div class=\"row gy-20\">\n                    <div class=\"col-12 col-xl-5\">\n                        <h2 class=\"heading-md\">Qu\u2019est-ce qui n\u2019est pas couvert ?<\/h2>\n                    <\/div>\n                    <div class=\"col-12 col-xl-7\">\n                                                        <div class=\"articleblock\">\n\n\n                                                                                                                                <div class=\"background background--purple background--purple-100 m-t-20\">\n                                                                                                \n                                                \n\n                                                    <p><span style=\"font-weight: 400;\">\u274c <\/span><b>Suicide <\/b><span style=\"font-weight: 400;\">: le suicide au cours de la premi\u00e8re ann\u00e9e n\u2019est g\u00e9n\u00e9ralement pas couvert.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u274c <\/span><b>Fausses d\u00e9clarations ou omissions m\u00e9dicales<\/b><span style=\"font-weight: 400;\"> : si vous avez volontairement cach\u00e9 des probl\u00e8mes de sant\u00e9 connus.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u274c <\/span><b>D\u00e9c\u00e8s li\u00e9 \u00e0 des actes criminels<\/b><span style=\"font-weight: 400;\"> : si le d\u00e9c\u00e8s survient lors de la commission d\u2019un acte criminel ou de la participation \u00e0 des actes de violence intentionnels.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">En outre, l\u2019assureur n\u2019intervient pas en cas d\u2019incapacit\u00e9 de travail due \u00e0 une maladie ou en cas de ch\u00f4mage involontaire. Il est donc conseill\u00e9 d\u2019opter pour une garantie compl\u00e9mentaire.<\/span><\/p>\n\n\n                                                                                                                                                                                                                    <\/div>\n\n                                            <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n    <section id=\"double-column-block_6a268fcdf72a8\" class=\"double-column section\">\n        <div class=\"container\">\n            <div class=\"content content--two-column\">\n                <div class=\"row gy-20\">\n                    <div class=\"col-12 col-xl-5\">\n                        <h2 class=\"heading-md\">Garanties compl\u00e9mentaires<\/h2>\n                    <\/div>\n                    <div class=\"col-12 col-xl-7\">\n                                                        <div class=\"articleblock\">\n\n\n                                                                                                                                \n                                                \n\n                                                    <p><span style=\"font-weight: 400;\">Afin de mieux vous prot\u00e9ger pendant le remboursement de votre pr\u00eat hypoth\u00e9caire contre d\u2019autres \u00e9v\u00e9nements importants de la vie, vous pouvez choisir<\/span><b> les garanties compl\u00e9mentaires <\/b><span style=\"font-weight: 400;\">suivantes :<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Incapacit\u00e9 de travai<\/b><span style=\"font-weight: 400;\">l : si vous ne pouvez plus travailler en raison d\u2019une maladie ou d\u2019un accident (professionnel ou non), l\u2019assureur rembourse tout ou partie de vos mensualit\u00e9s. Une intervention n\u2019est g\u00e9n\u00e9ralement pr\u00e9vue que si votre incapacit\u00e9 d\u00e9passe un certain seuil.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Ch\u00f4mage involontaire <\/b><span style=\"font-weight: 400;\">: vous perdez votre emploi de mani\u00e8re impr\u00e9vue ? Gr\u00e2ce \u00e0 cette garantie compl\u00e9mentaire, l\u2019assureur vous verse pendant une p\u00e9riode d\u00e9termin\u00e9e un montant destin\u00e9 \u00e0 vous aider \u00e0 payer vos mensualit\u00e9s.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Avez-vous demand\u00e9 une offre via Comparateur.be ? Vous pouvez encore ajouter l\u2019une de ces garanties compl\u00e9mentaires par la suite.<\/span><\/p>\n\n\n                                                                                                                                                                                                                    <\/div>\n\n                                            <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n    <section id=\"double-column-block_6a268ff7f72ab\" class=\"double-column section\">\n        <div class=\"container\">\n            <div class=\"content content--two-column\">\n                <div class=\"row gy-20\">\n                    <div class=\"col-12 col-xl-5\">\n                        <h2 class=\"heading-md\">Qui est assur\u00e9 ?<\/h2>\n                    <\/div>\n                    <div class=\"col-12 col-xl-7\">\n                                                        <div class=\"articleblock\">\n\n\n                                                                                                                                \n                                                \n\n                                                    <p><span style=\"font-weight: 400;\">Dans une assurance solde restant d\u00fb, les emprunteurs sont \u00e9galement les assur\u00e9s. Si vous contractez <\/span><b>un pr\u00eat en couple,<\/b><span style=\"font-weight: 400;\"> vous choisissez vous-m\u00eame la r\u00e9partition de la couverture : chacun 100 % (s\u00e9curit\u00e9 maximale), chacun 50 %, ou toute autre r\u00e9partition sur mesure. Si vous <\/span><b>achetez seul un logement<\/b><span style=\"font-weight: 400;\">, il est logique que la banque ou l\u2019assureur exige une couverture de 100 %.<\/span><\/p>\n\n\n                                                                                                                                                                                                                    <\/div>\n\n                                            <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n\n\n\n\n\n\n<section id=\"accordion-block_6728d46ec1921\" class=\"accordion-block section\">\n<h2 class=\"heading-lg text-center mb-50 mb-md-80\">Les diff\u00e9rents niveaux de couverture<\/h2>\n  <div class=\"container\">\n    <dl class=\"accordion accordion--white\">\n\n                        \n                    <input type=\"checkbox\" id=\"accordion-item-Les diff\u00e9rents niveaux de couverture1\" \/>\n      <dt class=\"accordion__title\">\n        <label class=\"body-lg\" for=\"accordion-item-Les diff\u00e9rents niveaux de couverture1\">\n          <svg\n            xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n            viewBox=\"0 0 24 24\"\n            class=\"icon icon--system order-1 order-md-0\"\n            fill=\"currentColor\"\n          >\n            <path\n              transform=\"rotate(0, 12, 12)\"\n              d=\"M13.8899 11.4989L9.25787 6.58127C9.17618 6.49552 9.11132 6.39341 9.06706 6.28086C9.02279 6.16831 9 6.04755 9 5.92558C9 5.80361 9.02279 5.68286 9.06706 5.57031C9.11132 5.45776 9.17618 5.35565 9.25787 5.2699C9.42293 5.09696 9.6455 5 9.8774 5C10.1093 5 10.3319 5.09696 10.4969 5.2699L15.7436 10.8371C15.9033 11.0055 15.9951 11.2331 15.9998 11.472C16.0045 11.7109 15.9216 11.9424 15.7687 12.1177L10.5008 17.727C10.4197 17.8133 10.3234 17.8819 10.2173 17.9287C10.1112 17.9756 9.99751 17.9998 9.88263 18C9.76775 18.0002 9.65396 17.9764 9.54776 17.9299C9.44156 17.8834 9.34502 17.8151 9.26366 17.729C9.18231 17.6429 9.11772 17.5406 9.07359 17.428C9.02947 17.3154 9.00666 17.1947 9.00648 17.0727C9.0063 16.9508 9.02875 16.8299 9.07255 16.7172C9.11634 16.6044 9.18063 16.502 9.26173 16.4156L13.8899 11.4989Z\"\n            ><\/path>\n          <\/svg>\n          <span class=\"order-0 order-md-1\">Couverture 50% + 50%<\/span>\n        <\/label>\n      <\/dt> \n\n      \n\n      <dd class=\"accordion__content\">\n            \n      \n        \n        \n           \n        <div class=\"wysiwyg\">\n        <p><span style=\"font-weight: 400;\">Chaque partenaire couvre la moiti\u00e9 du pr\u00eat. Si l\u2019un d\u00e9c\u00e8de, l\u2019assurance rembourse la moiti\u00e9 du solde restant d\u00fb. Le partenaire survivant doit continuer \u00e0 rembourser l\u2019autre moiti\u00e9.<\/span><\/p>\n        \n                \n        <\/div>\n      \n          \n        \n\n        \n      \n\n                            <\/dd> \n                        \n                    <input type=\"checkbox\" id=\"accordion-item-Les diff\u00e9rents niveaux de couverture2\" \/>\n      <dt class=\"accordion__title\">\n        <label class=\"body-lg\" for=\"accordion-item-Les diff\u00e9rents niveaux de couverture2\">\n          <svg\n            xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n            viewBox=\"0 0 24 24\"\n            class=\"icon icon--system order-1 order-md-0\"\n            fill=\"currentColor\"\n          >\n            <path\n              transform=\"rotate(0, 12, 12)\"\n              d=\"M13.8899 11.4989L9.25787 6.58127C9.17618 6.49552 9.11132 6.39341 9.06706 6.28086C9.02279 6.16831 9 6.04755 9 5.92558C9 5.80361 9.02279 5.68286 9.06706 5.57031C9.11132 5.45776 9.17618 5.35565 9.25787 5.2699C9.42293 5.09696 9.6455 5 9.8774 5C10.1093 5 10.3319 5.09696 10.4969 5.2699L15.7436 10.8371C15.9033 11.0055 15.9951 11.2331 15.9998 11.472C16.0045 11.7109 15.9216 11.9424 15.7687 12.1177L10.5008 17.727C10.4197 17.8133 10.3234 17.8819 10.2173 17.9287C10.1112 17.9756 9.99751 17.9998 9.88263 18C9.76775 18.0002 9.65396 17.9764 9.54776 17.9299C9.44156 17.8834 9.34502 17.8151 9.26366 17.729C9.18231 17.6429 9.11772 17.5406 9.07359 17.428C9.02947 17.3154 9.00666 17.1947 9.00648 17.0727C9.0063 16.9508 9.02875 16.8299 9.07255 16.7172C9.11634 16.6044 9.18063 16.502 9.26173 16.4156L13.8899 11.4989Z\"\n            ><\/path>\n          <\/svg>\n          <span class=\"order-0 order-md-1\">Couverture 100% + 100% <\/span>\n        <\/label>\n      <\/dt> \n\n      \n\n      <dd class=\"accordion__content\">\n            \n      \n        \n        \n           \n        <div class=\"wysiwyg\">\n        <p><span style=\"font-weight: 400;\">Il s\u2019agit de la formule offrant la s\u00e9curit\u00e9 maximale : chaque partenaire est assur\u00e9 pour la totalit\u00e9 du capital. Si l\u2019un d\u00e9c\u00e8de, l\u2019assureur rembourse int\u00e9gralement le solde restant du pr\u00eat. Le partenaire survivant ne doit plus rien rembourser.<\/span><\/p>\n        \n                \n        <\/div>\n      \n          \n        \n\n        \n      \n\n                            <\/dd> \n                        \n                    <input type=\"checkbox\" id=\"accordion-item-Les diff\u00e9rents niveaux de couverture3\" \/>\n      <dt class=\"accordion__title\">\n        <label class=\"body-lg\" for=\"accordion-item-Les diff\u00e9rents niveaux de couverture3\">\n          <svg\n            xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n            viewBox=\"0 0 24 24\"\n            class=\"icon icon--system order-1 order-md-0\"\n            fill=\"currentColor\"\n          >\n            <path\n              transform=\"rotate(0, 12, 12)\"\n              d=\"M13.8899 11.4989L9.25787 6.58127C9.17618 6.49552 9.11132 6.39341 9.06706 6.28086C9.02279 6.16831 9 6.04755 9 5.92558C9 5.80361 9.02279 5.68286 9.06706 5.57031C9.11132 5.45776 9.17618 5.35565 9.25787 5.2699C9.42293 5.09696 9.6455 5 9.8774 5C10.1093 5 10.3319 5.09696 10.4969 5.2699L15.7436 10.8371C15.9033 11.0055 15.9951 11.2331 15.9998 11.472C16.0045 11.7109 15.9216 11.9424 15.7687 12.1177L10.5008 17.727C10.4197 17.8133 10.3234 17.8819 10.2173 17.9287C10.1112 17.9756 9.99751 17.9998 9.88263 18C9.76775 18.0002 9.65396 17.9764 9.54776 17.9299C9.44156 17.8834 9.34502 17.8151 9.26366 17.729C9.18231 17.6429 9.11772 17.5406 9.07359 17.428C9.02947 17.3154 9.00666 17.1947 9.00648 17.0727C9.0063 16.9508 9.02875 16.8299 9.07255 16.7172C9.11634 16.6044 9.18063 16.502 9.26173 16.4156L13.8899 11.4989Z\"\n            ><\/path>\n          <\/svg>\n          <span class=\"order-0 order-md-1\">Formules sur mesure<\/span>\n        <\/label>\n      <\/dt> \n\n      \n\n      <dd class=\"accordion__content\">\n            \n      \n        \n        \n           \n        <div class=\"wysiwyg\">\n        <p><span style=\"font-weight: 400;\">Les pourcentages sont r\u00e9partis en fonction de votre situation personnelle et financi\u00e8re (par exemple 70 %\/30 % ou 60 %\/40 %). Cette formule est particuli\u00e8rement int\u00e9ressante lorsque l\u2019un des partenaires gagne nettement plus que l\u2019autre. En cas de d\u00e9c\u00e8s, l\u2019assurance rembourse une partie du pr\u00eat afin que le montant restant \u00e0 charge du partenaire survivant reste adapt\u00e9 \u00e0 sa capacit\u00e9 financi\u00e8re.<\/span><\/p>\n        \n                \n        <\/div>\n      \n          \n        \n\n        \n      \n\n                            <\/dd> \n            \n<\/dl>\n  <\/div>\n<\/section>\n      \n\n\n\n\n\n      \n    \n\n\n\n\n<section id=\"heroes-simple-block_6315bc80fba4d\" class=\"heroes-simple hero hero--simple\">\n    <div class=\"container\">\n                <h2 class=\"heading-lg\">Rejoignez les experts du courtier Independer par t\u00e9l\u00e9phone ou via le formulaire de contact<\/h2>\n                <div class=\"wysiwyg wysiwyg--narrow body-lg\">\n                        <p>\n                <p style=\"text-align: center;\">N\u2019h\u00e9sitez pas \u00e0 nous contacter si vous souhaitez obtenir plus d\u2019informations. Nous sommes disponibles tous les jours de la semaine de 9h00 \u00e0 17h00.<\/p>\n            <\/p>\n                    <\/div>\n                    <div class=\"m-b-20\">\n                <a href=\"https:\/\/www.comparateur.be\/contact\" class=\"button button--primary\" type=\"primary\">\n                    <span class=\"d-flex align-items-center\">\n                        Contactez-nous                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 24 24\" fill=\"none\" class=\"arrow-right\"><path d=\"M5 12H19\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><path d=\"M12 5L19 12L12 19\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg>                    <\/span>\n                <\/a>\n            <\/div>\n                    <\/div>\n<\/section>\n\n\n\n    <section id=\"double-column-block_66d184580a7c9\" class=\"double-column section\">\n        <div class=\"container\">\n            <div class=\"content content--two-column\">\n                <div class=\"row gy-20\">\n                    <div class=\"col-12 col-xl-5\">\n                        <h2 class=\"heading-md\">Comment payez-vous votre prime ?<\/h2>\n                    <\/div>\n                    <div class=\"col-12 col-xl-7\">\n                                                        <div class=\"articleblock\">\n\n\n                                                                                                                                \n                                                \n\n                                                    <p><span style=\"font-weight: 400;\">La prime de votre assurance solde restant d\u00fb peut \u00eatre pay\u00e9e de deux fa\u00e7ons :<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Paiement unique <\/b><span style=\"font-weight: 400;\">: vous payez l\u2019int\u00e9gralit\u00e9 de la prime avant le d\u00e9but du pr\u00eat.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Paiement fractionn\u00e9 <\/b><span>: si vous optez pour un paiement \u00e9tal\u00e9, votre prime est g\u00e9n\u00e9ralement enti\u00e8rement pay\u00e9e apr\u00e8s les deux tiers de la dur\u00e9e de votre pr\u00eat. Dans ce cas, l\u2019assureur <\/span><b>facture souvent des frais de fractionnement.<\/b><span> Il s\u2019agit d\u2019un co\u00fbt suppl\u00e9mentaire qui n\u2019existe pas en cas de paiement unique.<\/span><\/li>\n<\/ul>\n\n\n                                                                                                                                                                                                                    <\/div>\n\n                                            <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n    <section id=\"double-column-block_66d1815c0a7c4\" class=\"double-column section\">\n        <div class=\"container\">\n            <div class=\"content content--two-column\">\n                <div class=\"row gy-20\">\n                    <div class=\"col-12 col-xl-5\">\n                        <h2 class=\"heading-md\">Des probl\u00e8mes de sant\u00e9 ? Vous \u00eates prot\u00e9g\u00e9 !<\/h2>\n                    <\/div>\n                    <div class=\"col-12 col-xl-7\">\n                                                        <div class=\"articleblock\">\n\n\n                                                                                                                                \n                                                \n\n                                                    <p><span style=\"font-weight: 400;\">Depuis 2015, la loi prot\u00e8ge les personnes souffrant de probl\u00e8mes de sant\u00e9 qui souhaitent souscrire une assurance solde restant d\u00fb afin d\u2019acheter, construire ou r\u00e9nover leur habitation propre et unique.<\/span><\/p>\n\n\n                                                                                                                                                                                                                    <\/div>\n\n                                            <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n\n\n\n\n\n\n<section id=\"accordion-block_6a269211f72ae\" class=\"accordion-block section\">\n  <div class=\"container\">\n    <dl class=\"accordion accordion--white\">\n\n                        \n                    <input type=\"checkbox\" id=\"accordion-item-1\" \/>\n      <dt class=\"accordion__title\">\n        <label class=\"body-lg\" for=\"accordion-item-1\">\n          <svg\n            xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n            viewBox=\"0 0 24 24\"\n            class=\"icon icon--system order-1 order-md-0\"\n            fill=\"currentColor\"\n          >\n            <path\n              transform=\"rotate(0, 12, 12)\"\n              d=\"M13.8899 11.4989L9.25787 6.58127C9.17618 6.49552 9.11132 6.39341 9.06706 6.28086C9.02279 6.16831 9 6.04755 9 5.92558C9 5.80361 9.02279 5.68286 9.06706 5.57031C9.11132 5.45776 9.17618 5.35565 9.25787 5.2699C9.42293 5.09696 9.6455 5 9.8774 5C10.1093 5 10.3319 5.09696 10.4969 5.2699L15.7436 10.8371C15.9033 11.0055 15.9951 11.2331 15.9998 11.472C16.0045 11.7109 15.9216 11.9424 15.7687 12.1177L10.5008 17.727C10.4197 17.8133 10.3234 17.8819 10.2173 17.9287C10.1112 17.9756 9.99751 17.9998 9.88263 18C9.76775 18.0002 9.65396 17.9764 9.54776 17.9299C9.44156 17.8834 9.34502 17.8151 9.26366 17.729C9.18231 17.6429 9.11772 17.5406 9.07359 17.428C9.02947 17.3154 9.00666 17.1947 9.00648 17.0727C9.0063 16.9508 9.02875 16.8299 9.07255 16.7172C9.11634 16.6044 9.18063 16.502 9.26173 16.4156L13.8899 11.4989Z\"\n            ><\/path>\n          <\/svg>\n          <span class=\"order-0 order-md-1\">Respect de la vie priv\u00e9e et d\u00e9cision rapide<\/span>\n        <\/label>\n      <\/dt> \n\n      \n\n      <dd class=\"accordion__content\">\n            \n      \n        \n        \n           \n        <div class=\"wysiwyg\">\n        <ul>\n<li aria-level=\"1\"><b>Questionnaire approuv\u00e9 : <\/b><span style=\"font-weight: 400;\">l\u2019assureur ne peut utiliser qu\u2019un questionnaire m\u00e9dical pr\u00e9alablement approuv\u00e9 par le Bureau de suivi de la tarification. Votre vie priv\u00e9e est ainsi prot\u00e9g\u00e9e. <\/span><\/li>\n<li aria-level=\"1\"><b>R\u00e9ponse dans les 15 jours <\/b><span>: d\u00e8s que votre dossier est complet, l\u2019assureur doit d\u00e9cider dans les 15 jours s\u2019il accepte ou non votre demande.<\/span><\/li>\n<\/ul>\n        \n                \n        <\/div>\n      \n          \n        \n\n        \n      \n\n                            <\/dd> \n                        \n                    <input type=\"checkbox\" id=\"accordion-item-2\" \/>\n      <dt class=\"accordion__title\">\n        <label class=\"body-lg\" for=\"accordion-item-2\">\n          <svg\n            xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n            viewBox=\"0 0 24 24\"\n            class=\"icon icon--system order-1 order-md-0\"\n            fill=\"currentColor\"\n          >\n            <path\n              transform=\"rotate(0, 12, 12)\"\n              d=\"M13.8899 11.4989L9.25787 6.58127C9.17618 6.49552 9.11132 6.39341 9.06706 6.28086C9.02279 6.16831 9 6.04755 9 5.92558C9 5.80361 9.02279 5.68286 9.06706 5.57031C9.11132 5.45776 9.17618 5.35565 9.25787 5.2699C9.42293 5.09696 9.6455 5 9.8774 5C10.1093 5 10.3319 5.09696 10.4969 5.2699L15.7436 10.8371C15.9033 11.0055 15.9951 11.2331 15.9998 11.472C16.0045 11.7109 15.9216 11.9424 15.7687 12.1177L10.5008 17.727C10.4197 17.8133 10.3234 17.8819 10.2173 17.9287C10.1112 17.9756 9.99751 17.9998 9.88263 18C9.76775 18.0002 9.65396 17.9764 9.54776 17.9299C9.44156 17.8834 9.34502 17.8151 9.26366 17.729C9.18231 17.6429 9.11772 17.5406 9.07359 17.428C9.02947 17.3154 9.00666 17.1947 9.00648 17.0727C9.0063 16.9508 9.02875 16.8299 9.07255 16.7172C9.11634 16.6044 9.18063 16.502 9.26173 16.4156L13.8899 11.4989Z\"\n            ><\/path>\n          <\/svg>\n          <span class=\"order-0 order-md-1\">Droit \u00e0 une motivation et \u00e0 un second avis d\u2019un r\u00e9assureur<\/span>\n        <\/label>\n      <\/dt> \n\n      \n\n      <dd class=\"accordion__content\">\n            \n      \n        \n        \n           \n        <div class=\"wysiwyg\">\n        <ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Explication \u00e9crite : <\/b><span style=\"font-weight: 400;\">si vous \u00eates refus\u00e9, soumis \u00e0 une exclusion ou \u00e0 une surprime, l\u2019assureur doit justifier sa d\u00e9cision par \u00e9crit et sur le plan m\u00e9dical.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>R\u00e9examen automatique<\/b><span> : vous contestez la surprime ? L\u2019assureur est tenu de demander un second avis \u00e0 un r\u00e9assureur. Si celui-ci est plus favorable, votre prime est r\u00e9duite.<\/span><\/li>\n<\/ul>\n        \n                \n        <\/div>\n      \n          \n        \n\n        \n      \n\n                            <\/dd> \n                        \n                    <input type=\"checkbox\" id=\"accordion-item-3\" \/>\n      <dt class=\"accordion__title\">\n        <label class=\"body-lg\" for=\"accordion-item-3\">\n          <svg\n            xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n            viewBox=\"0 0 24 24\"\n            class=\"icon icon--system order-1 order-md-0\"\n            fill=\"currentColor\"\n          >\n            <path\n              transform=\"rotate(0, 12, 12)\"\n              d=\"M13.8899 11.4989L9.25787 6.58127C9.17618 6.49552 9.11132 6.39341 9.06706 6.28086C9.02279 6.16831 9 6.04755 9 5.92558C9 5.80361 9.02279 5.68286 9.06706 5.57031C9.11132 5.45776 9.17618 5.35565 9.25787 5.2699C9.42293 5.09696 9.6455 5 9.8774 5C10.1093 5 10.3319 5.09696 10.4969 5.2699L15.7436 10.8371C15.9033 11.0055 15.9951 11.2331 15.9998 11.472C16.0045 11.7109 15.9216 11.9424 15.7687 12.1177L10.5008 17.727C10.4197 17.8133 10.3234 17.8819 10.2173 17.9287C10.1112 17.9756 9.99751 17.9998 9.88263 18C9.76775 18.0002 9.65396 17.9764 9.54776 17.9299C9.44156 17.8834 9.34502 17.8151 9.26366 17.729C9.18231 17.6429 9.11772 17.5406 9.07359 17.428C9.02947 17.3154 9.00666 17.1947 9.00648 17.0727C9.0063 16.9508 9.02875 16.8299 9.07255 16.7172C9.11634 16.6044 9.18063 16.502 9.26173 16.4156L13.8899 11.4989Z\"\n            ><\/path>\n          <\/svg>\n          <span class=\"order-0 order-md-1\">Aide du Bureau de suivi de la tarification<\/span>\n        <\/label>\n      <\/dt> \n\n      \n\n      <dd class=\"accordion__content\">\n            \n      \n        \n        \n           \n        <div class=\"wysiwyg\">\n        <p><span style=\"font-weight: 400;\">Si votre demande est refus\u00e9e ou si <\/span><b>votre surprime m\u00e9dicale d\u00e9passe 75 %<\/b><span style=\"font-weight: 400;\"> de la prime de base, vous pouvez gratuitement faire appel <\/span><b>au Bureau de suivi de la tarification<\/b><span style=\"font-weight: 400;\">. Celui-ci formule une proposition contraignante dans un d\u00e9lai de 15 jours ouvrables. Si l\u2019assureur d\u00e9cide de conclure le contrat, il doit respecter cette proposition.<\/span><\/p>\n        \n                \n        <\/div>\n      \n          \n        \n\n        \n      \n\n                            <\/dd> \n                        \n                    <input type=\"checkbox\" id=\"accordion-item-4\" \/>\n      <dt class=\"accordion__title\">\n        <label class=\"body-lg\" for=\"accordion-item-4\">\n          <svg\n            xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n            viewBox=\"0 0 24 24\"\n            class=\"icon icon--system order-1 order-md-0\"\n            fill=\"currentColor\"\n          >\n            <path\n              transform=\"rotate(0, 12, 12)\"\n              d=\"M13.8899 11.4989L9.25787 6.58127C9.17618 6.49552 9.11132 6.39341 9.06706 6.28086C9.02279 6.16831 9 6.04755 9 5.92558C9 5.80361 9.02279 5.68286 9.06706 5.57031C9.11132 5.45776 9.17618 5.35565 9.25787 5.2699C9.42293 5.09696 9.6455 5 9.8774 5C10.1093 5 10.3319 5.09696 10.4969 5.2699L15.7436 10.8371C15.9033 11.0055 15.9951 11.2331 15.9998 11.472C16.0045 11.7109 15.9216 11.9424 15.7687 12.1177L10.5008 17.727C10.4197 17.8133 10.3234 17.8819 10.2173 17.9287C10.1112 17.9756 9.99751 17.9998 9.88263 18C9.76775 18.0002 9.65396 17.9764 9.54776 17.9299C9.44156 17.8834 9.34502 17.8151 9.26366 17.729C9.18231 17.6429 9.11772 17.5406 9.07359 17.428C9.02947 17.3154 9.00666 17.1947 9.00648 17.0727C9.0063 16.9508 9.02875 16.8299 9.07255 16.7172C9.11634 16.6044 9.18063 16.502 9.26173 16.4156L13.8899 11.4989Z\"\n            ><\/path>\n          <\/svg>\n          <span class=\"order-0 order-md-1\">Surprime maximale gr\u00e2ce \u00e0 la caisse de compensation<\/span>\n        <\/label>\n      <\/dt> \n\n      \n\n      <dd class=\"accordion__content\">\n            \n      \n        \n        \n           \n        <div class=\"wysiwyg\">\n        <p><span style=\"font-weight: 400;\">Si votre surprime d\u00e9passe 125 %, elle est plafonn\u00e9e. Une caisse de compensation sp\u00e9ciale, financ\u00e9e par le secteur bancaire et assurantiel, prend automatiquement en <\/span><b>charge la partie d\u00e9passant 125 %<\/b><span style=\"font-weight: 400;\"> de la prime de base, jusqu\u2019\u00e0 un maximum de 800 %. Vous n\u2019avez aucune d\u00e9marche \u00e0 effectuer : l\u2019assureur applique directement cette correction dans votre offre.<\/span><\/p>\n        \n                \n        <\/div>\n      \n          \n        \n\n        \n      \n\n                            <\/dd> \n            \n<\/dl>\n  <\/div>\n<\/section>\n      \n\n\n\n\n\n      \n    \n\n\n\n\n<section id=\"image-text-block_6a2692d4f72c2\" class=\"image-text-block section\">\n  <div class=\"container\">\n    <div class=\"content content--visual\">\n      <div class=\"row g-0\">\n        <div class=\"col-12 col-xl-6\">\n          <figure class=\"content__visual w-100 h-100 object-fit-cover\">\n                        <img decoding=\"async\"\n              src=\"https:\/\/www.comparateur.be\/wordpress\/wp-content\/uploads\/2026\/06\/Birgit-Verbruggen-is-expert-verzekeringen-leven-voor-Mijnvergelijker.be_.jpg\"\n              alt=\"Insert alt text here\"\n            \/>\n                      <\/figure>\n        <\/div>\n        <div class=\"col-12 col-xl-6\">\n                  <div class=\"background background--purple background--purple-100\">\n                        <div class=\"content__inner\">\n              <h2 class=\"heading heading-md\">Information approuv\u00e9e par Birgit Verbruggen, Experte en Assurances vie<\/h2>\n              <div class=\"wysiwyg\">\n                <p>\n                 Birgit Verbruggen est experte en assurances non-vie chez Comparateur.be et dispose de plus de 35 ans d\u2019exp\u00e9rience dans le secteur bancaire et des assurances. Au cours de sa carri\u00e8re, elle a d\u00e9velopp\u00e9 une vaste expertise en assurances, cr\u00e9dits, gestion de la client\u00e8le et suivi des dossiers.<br \/>\r\n<br><br \/>\r\n<strong><i>Derni\u00e8re v\u00e9rification le 23\/05\/2026<\/i><\/strong>                <\/p>\n              <\/div>\n                                \n                    <a\n                href=\"https:\/\/www.comparateur.be\/experts\/birgit-verbruggen\"\n                class=\"button button--primary\"\n              >\n                    <span class=\"d-flex align-items-center\">\n                        Plus sur Birgit Verbruggen                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 24 24\" fill=\"none\" class=\"arrow-right\"><path d=\"M5 12H19\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><path d=\"M12 5L19 12L12 19\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg>                    <\/span>\n\n                \n              <\/a>\n              \n                          <\/div>\n            \n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n\n\n\n\n\n\n\n\n<section id=\"accordion-block_6a2693b7f72c4\" class=\"accordion-block section\">\n<h2 class=\"heading-lg text-center mb-50 mb-md-80\">Questions fr\u00e9quentes sur l\u2019assurance solde restant d\u00fb<\/h2>\n  <div class=\"container\">\n    <dl class=\"accordion accordion--white\">\n\n                        \n                    <input type=\"checkbox\" id=\"accordion-item-Questions fr\u00e9quentes sur l\u2019assurance solde restant d\u00fb1\" \/>\n      <dt class=\"accordion__title\">\n        <label class=\"body-lg\" for=\"accordion-item-Questions fr\u00e9quentes sur l\u2019assurance solde restant d\u00fb1\">\n          <svg\n            xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n            viewBox=\"0 0 24 24\"\n            class=\"icon icon--system order-1 order-md-0\"\n            fill=\"currentColor\"\n          >\n            <path\n              transform=\"rotate(0, 12, 12)\"\n              d=\"M13.8899 11.4989L9.25787 6.58127C9.17618 6.49552 9.11132 6.39341 9.06706 6.28086C9.02279 6.16831 9 6.04755 9 5.92558C9 5.80361 9.02279 5.68286 9.06706 5.57031C9.11132 5.45776 9.17618 5.35565 9.25787 5.2699C9.42293 5.09696 9.6455 5 9.8774 5C10.1093 5 10.3319 5.09696 10.4969 5.2699L15.7436 10.8371C15.9033 11.0055 15.9951 11.2331 15.9998 11.472C16.0045 11.7109 15.9216 11.9424 15.7687 12.1177L10.5008 17.727C10.4197 17.8133 10.3234 17.8819 10.2173 17.9287C10.1112 17.9756 9.99751 17.9998 9.88263 18C9.76775 18.0002 9.65396 17.9764 9.54776 17.9299C9.44156 17.8834 9.34502 17.8151 9.26366 17.729C9.18231 17.6429 9.11772 17.5406 9.07359 17.428C9.02947 17.3154 9.00666 17.1947 9.00648 17.0727C9.0063 16.9508 9.02875 16.8299 9.07255 16.7172C9.11634 16.6044 9.18063 16.502 9.26173 16.4156L13.8899 11.4989Z\"\n            ><\/path>\n          <\/svg>\n          <span class=\"order-0 order-md-1\">Quelle est la dur\u00e9e du contrat ?<\/span>\n        <\/label>\n      <\/dt> \n\n      \n\n      <dd class=\"accordion__content\">\n            \n      \n        \n        \n           \n        <div class=\"wysiwyg\">\n        <p><span style=\"font-weight: 400;\">La dur\u00e9e de votre assurance solde restant d\u00fb est en principe li\u00e9e \u00e0 celle de votre cr\u00e9dit. L\u2019assurance reste active tant qu\u2019un solde reste d\u00fb sur votre pr\u00eat. Si vous remboursez votre pr\u00eat de mani\u00e8re anticip\u00e9e, l\u2019assurance prend \u00e9galement fin.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Par ailleurs, aupr\u00e8s de la plupart des banques et assureurs, vous ne payez pas des primes pendant toute la dur\u00e9e du cr\u00e9dit. On applique souvent la r\u00e8gle des deux tiers (2\/3) : les primes sont r\u00e9parties sur les deux tiers de la dur\u00e9e du pr\u00eat. Comme le capital restant d\u00fb devient tr\u00e8s faible en fin de contrat, le risque pour le pr\u00eateur diminue \u00e9galement.<\/span><\/p>\n        \n                \n        <\/div>\n      \n          \n        \n\n        \n      \n\n                            <\/dd> \n                        \n                    <input type=\"checkbox\" id=\"accordion-item-Questions fr\u00e9quentes sur l\u2019assurance solde restant d\u00fb2\" \/>\n      <dt class=\"accordion__title\">\n        <label class=\"body-lg\" for=\"accordion-item-Questions fr\u00e9quentes sur l\u2019assurance solde restant d\u00fb2\">\n          <svg\n            xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n            viewBox=\"0 0 24 24\"\n            class=\"icon icon--system order-1 order-md-0\"\n            fill=\"currentColor\"\n          >\n            <path\n              transform=\"rotate(0, 12, 12)\"\n              d=\"M13.8899 11.4989L9.25787 6.58127C9.17618 6.49552 9.11132 6.39341 9.06706 6.28086C9.02279 6.16831 9 6.04755 9 5.92558C9 5.80361 9.02279 5.68286 9.06706 5.57031C9.11132 5.45776 9.17618 5.35565 9.25787 5.2699C9.42293 5.09696 9.6455 5 9.8774 5C10.1093 5 10.3319 5.09696 10.4969 5.2699L15.7436 10.8371C15.9033 11.0055 15.9951 11.2331 15.9998 11.472C16.0045 11.7109 15.9216 11.9424 15.7687 12.1177L10.5008 17.727C10.4197 17.8133 10.3234 17.8819 10.2173 17.9287C10.1112 17.9756 9.99751 17.9998 9.88263 18C9.76775 18.0002 9.65396 17.9764 9.54776 17.9299C9.44156 17.8834 9.34502 17.8151 9.26366 17.729C9.18231 17.6429 9.11772 17.5406 9.07359 17.428C9.02947 17.3154 9.00666 17.1947 9.00648 17.0727C9.0063 16.9508 9.02875 16.8299 9.07255 16.7172C9.11634 16.6044 9.18063 16.502 9.26173 16.4156L13.8899 11.4989Z\"\n            ><\/path>\n          <\/svg>\n          <span class=\"order-0 order-md-1\">Peut-on d\u00e9duire l\u2019assurance solde restant d\u00fb fiscalement ?<\/span>\n        <\/label>\n      <\/dt> \n\n      \n\n      <dd class=\"accordion__content\">\n            \n      \n        \n        \n           \n        <div class=\"wysiwyg\">\n        <p><span style=\"font-weight: 400;\">Non. Pour les nouveaux pr\u00eats, les montants consacr\u00e9s \u00e0 une assurance solde restant d\u00fb ne donnent plus droit \u00e0 une r\u00e9duction d\u2019imp\u00f4t.<\/span><\/p>\n        \n                \n        <\/div>\n      \n          \n        \n\n        \n      \n\n                            <\/dd> \n                        \n                    <input type=\"checkbox\" id=\"accordion-item-Questions fr\u00e9quentes sur l\u2019assurance solde restant d\u00fb3\" \/>\n      <dt class=\"accordion__title\">\n        <label class=\"body-lg\" for=\"accordion-item-Questions fr\u00e9quentes sur l\u2019assurance solde restant d\u00fb3\">\n          <svg\n            xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n            viewBox=\"0 0 24 24\"\n            class=\"icon icon--system order-1 order-md-0\"\n            fill=\"currentColor\"\n          >\n            <path\n              transform=\"rotate(0, 12, 12)\"\n              d=\"M13.8899 11.4989L9.25787 6.58127C9.17618 6.49552 9.11132 6.39341 9.06706 6.28086C9.02279 6.16831 9 6.04755 9 5.92558C9 5.80361 9.02279 5.68286 9.06706 5.57031C9.11132 5.45776 9.17618 5.35565 9.25787 5.2699C9.42293 5.09696 9.6455 5 9.8774 5C10.1093 5 10.3319 5.09696 10.4969 5.2699L15.7436 10.8371C15.9033 11.0055 15.9951 11.2331 15.9998 11.472C16.0045 11.7109 15.9216 11.9424 15.7687 12.1177L10.5008 17.727C10.4197 17.8133 10.3234 17.8819 10.2173 17.9287C10.1112 17.9756 9.99751 17.9998 9.88263 18C9.76775 18.0002 9.65396 17.9764 9.54776 17.9299C9.44156 17.8834 9.34502 17.8151 9.26366 17.729C9.18231 17.6429 9.11772 17.5406 9.07359 17.428C9.02947 17.3154 9.00666 17.1947 9.00648 17.0727C9.0063 16.9508 9.02875 16.8299 9.07255 16.7172C9.11634 16.6044 9.18063 16.502 9.26173 16.4156L13.8899 11.4989Z\"\n            ><\/path>\n          <\/svg>\n          <span class=\"order-0 order-md-1\">Peut-on r\u00e9silier son assurance solde restant d\u00fb ?<\/span>\n        <\/label>\n      <\/dt> \n\n      \n\n      <dd class=\"accordion__content\">\n            \n      \n        \n        \n           \n        <div class=\"wysiwyg\">\n        <p><span style=\"font-weight: 400;\">Oui, mais pas toujours sans frais. Vous devez \u00e9galement informer votre assureur au moins <\/span><b>trois mois avant l\u2019\u00e9ch\u00e9ance annuelle<\/b><span style=\"font-weight: 400;\">. La r\u00e9siliation d\u2019une assurance solde restant d\u00fb est appel\u00e9e \u00ab rachat \u00bb. Deux \u00e9l\u00e9ments doivent \u00eatre pris en compte :<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Vous risquez de perdre la r\u00e9duction de taux li\u00e9e \u00e0 votre cr\u00e9dit logement si vous r\u00e9siliez l\u2019assurance pendant le premier tiers de la dur\u00e9e du pr\u00eat.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Si vous changez d\u2019assureur, vous risquez de payer une prime plus \u00e9lev\u00e9e en raison de votre \u00e2ge plus avanc\u00e9 et d\u2019un risque m\u00e9dical potentiellement plus important.<\/span><\/li>\n<\/ul>\n<p><b>Attention <\/b><span style=\"font-weight: 400;\">: votre assurance solde restant d\u00fb peut parfois \u00eatre automatiquement r\u00e9sili\u00e9e, par exemple lors d\u2019un refinancement aupr\u00e8s d\u2019une autre banque. Dans ce cas, vous souscrivez un nouveau pr\u00eat et devez \u00e9galement conclure une nouvelle assurance.<\/span><\/p>\n        \n                \n        <\/div>\n      \n          \n        \n\n        \n      \n\n                            <\/dd> \n                        \n                    <input type=\"checkbox\" id=\"accordion-item-Questions fr\u00e9quentes sur l\u2019assurance solde restant d\u00fb4\" \/>\n      <dt class=\"accordion__title\">\n        <label class=\"body-lg\" for=\"accordion-item-Questions fr\u00e9quentes sur l\u2019assurance solde restant d\u00fb4\">\n          <svg\n            xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n            viewBox=\"0 0 24 24\"\n            class=\"icon icon--system order-1 order-md-0\"\n            fill=\"currentColor\"\n          >\n            <path\n              transform=\"rotate(0, 12, 12)\"\n              d=\"M13.8899 11.4989L9.25787 6.58127C9.17618 6.49552 9.11132 6.39341 9.06706 6.28086C9.02279 6.16831 9 6.04755 9 5.92558C9 5.80361 9.02279 5.68286 9.06706 5.57031C9.11132 5.45776 9.17618 5.35565 9.25787 5.2699C9.42293 5.09696 9.6455 5 9.8774 5C10.1093 5 10.3319 5.09696 10.4969 5.2699L15.7436 10.8371C15.9033 11.0055 15.9951 11.2331 15.9998 11.472C16.0045 11.7109 15.9216 11.9424 15.7687 12.1177L10.5008 17.727C10.4197 17.8133 10.3234 17.8819 10.2173 17.9287C10.1112 17.9756 9.99751 17.9998 9.88263 18C9.76775 18.0002 9.65396 17.9764 9.54776 17.9299C9.44156 17.8834 9.34502 17.8151 9.26366 17.729C9.18231 17.6429 9.11772 17.5406 9.07359 17.428C9.02947 17.3154 9.00666 17.1947 9.00648 17.0727C9.0063 16.9508 9.02875 16.8299 9.07255 16.7172C9.11634 16.6044 9.18063 16.502 9.26173 16.4156L13.8899 11.4989Z\"\n            ><\/path>\n          <\/svg>\n          <span class=\"order-0 order-md-1\">Que devient votre assurance apr\u00e8s le remboursement du pr\u00eat ?<\/span>\n        <\/label>\n      <\/dt> \n\n      \n\n      <dd class=\"accordion__content\">\n            \n      \n        \n        \n           \n        <div class=\"wysiwyg\">\n        <p><span style=\"font-weight: 400;\">Votre assurance solde restant d\u00fb prend automatiquement fin lorsque votre pr\u00eat est enti\u00e8rement rembours\u00e9.<\/span><\/p>\n        \n                \n        <\/div>\n      \n          \n        \n\n        \n      \n\n                            <\/dd> \n                        \n                    <input type=\"checkbox\" id=\"accordion-item-Questions fr\u00e9quentes sur l\u2019assurance solde restant d\u00fb5\" \/>\n      <dt class=\"accordion__title\">\n        <label class=\"body-lg\" for=\"accordion-item-Questions fr\u00e9quentes sur l\u2019assurance solde restant d\u00fb5\">\n          <svg\n            xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n            viewBox=\"0 0 24 24\"\n            class=\"icon icon--system order-1 order-md-0\"\n            fill=\"currentColor\"\n          >\n            <path\n              transform=\"rotate(0, 12, 12)\"\n              d=\"M13.8899 11.4989L9.25787 6.58127C9.17618 6.49552 9.11132 6.39341 9.06706 6.28086C9.02279 6.16831 9 6.04755 9 5.92558C9 5.80361 9.02279 5.68286 9.06706 5.57031C9.11132 5.45776 9.17618 5.35565 9.25787 5.2699C9.42293 5.09696 9.6455 5 9.8774 5C10.1093 5 10.3319 5.09696 10.4969 5.2699L15.7436 10.8371C15.9033 11.0055 15.9951 11.2331 15.9998 11.472C16.0045 11.7109 15.9216 11.9424 15.7687 12.1177L10.5008 17.727C10.4197 17.8133 10.3234 17.8819 10.2173 17.9287C10.1112 17.9756 9.99751 17.9998 9.88263 18C9.76775 18.0002 9.65396 17.9764 9.54776 17.9299C9.44156 17.8834 9.34502 17.8151 9.26366 17.729C9.18231 17.6429 9.11772 17.5406 9.07359 17.428C9.02947 17.3154 9.00666 17.1947 9.00648 17.0727C9.0063 16.9508 9.02875 16.8299 9.07255 16.7172C9.11634 16.6044 9.18063 16.502 9.26173 16.4156L13.8899 11.4989Z\"\n            ><\/path>\n          <\/svg>\n          <span class=\"order-0 order-md-1\">L\u2019assurance solde restant d\u00fb est-elle obligatoire ?<\/span>\n        <\/label>\n      <\/dt> \n\n      \n\n      <dd class=\"accordion__content\">\n            \n      \n        \n        \n           \n        <div class=\"wysiwyg\">\n        <p><span style=\"font-weight: 400;\">Non, elle n\u2019est pas obligatoire, mais <\/span><a href=\"https:\/\/www.guide-epargne.be\/epargner\/agences.html\"><span style=\"font-weight: 400;\">les \u00e9tablissements de cr\u00e9dit <\/span><\/a><span style=\"font-weight: 400;\">la recommandent fortement. Pour les cr\u00e9dits importants, elle constitue une garantie suppl\u00e9mentaire de remboursement.<\/span><\/p>\n        \n                \n        <\/div>\n      \n          \n        \n\n        \n      \n\n                            <\/dd> \n                        \n                    <input type=\"checkbox\" id=\"accordion-item-Questions fr\u00e9quentes sur l\u2019assurance solde restant d\u00fb6\" \/>\n      <dt class=\"accordion__title\">\n        <label class=\"body-lg\" for=\"accordion-item-Questions fr\u00e9quentes sur l\u2019assurance solde restant d\u00fb6\">\n          <svg\n            xmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n            viewBox=\"0 0 24 24\"\n            class=\"icon icon--system order-1 order-md-0\"\n            fill=\"currentColor\"\n          >\n            <path\n              transform=\"rotate(0, 12, 12)\"\n              d=\"M13.8899 11.4989L9.25787 6.58127C9.17618 6.49552 9.11132 6.39341 9.06706 6.28086C9.02279 6.16831 9 6.04755 9 5.92558C9 5.80361 9.02279 5.68286 9.06706 5.57031C9.11132 5.45776 9.17618 5.35565 9.25787 5.2699C9.42293 5.09696 9.6455 5 9.8774 5C10.1093 5 10.3319 5.09696 10.4969 5.2699L15.7436 10.8371C15.9033 11.0055 15.9951 11.2331 15.9998 11.472C16.0045 11.7109 15.9216 11.9424 15.7687 12.1177L10.5008 17.727C10.4197 17.8133 10.3234 17.8819 10.2173 17.9287C10.1112 17.9756 9.99751 17.9998 9.88263 18C9.76775 18.0002 9.65396 17.9764 9.54776 17.9299C9.44156 17.8834 9.34502 17.8151 9.26366 17.729C9.18231 17.6429 9.11772 17.5406 9.07359 17.428C9.02947 17.3154 9.00666 17.1947 9.00648 17.0727C9.0063 16.9508 9.02875 16.8299 9.07255 16.7172C9.11634 16.6044 9.18063 16.502 9.26173 16.4156L13.8899 11.4989Z\"\n            ><\/path>\n          <\/svg>\n          <span class=\"order-0 order-md-1\">Peut-on obtenir une assurance solde restant d\u00fb lorsqu\u2019on est atteint d\u2019une maladie chronique ou qu\u2019on a eu un cancer ?<\/span>\n        <\/label>\n      <\/dt> \n\n      \n\n      <dd class=\"accordion__content\">\n            \n      \n        \n        \n           \n        <div class=\"wysiwyg\">\n        <p><span style=\"font-weight: 400;\">Oui, mais une surprime peut \u00eatre appliqu\u00e9e. Heureusement, la l\u00e9gislation prot\u00e8ge les candidats assur\u00e9s et les r\u00e8gles ont \u00e9t\u00e9 fortement assouplies, notamment pour les anciens patients atteints de cancer.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Cancers<\/b><span style=\"font-weight: 400;\"> : depuis 2025, les personnes gu\u00e9ries d\u2019un cancer ne doivent plus le d\u00e9clarer \u00e0 leur assureur cinq ans apr\u00e8s la fin r\u00e9ussie du traitement, en l\u2019absence de rechute. C\u2019est ce qu\u2019on appelle le \u00ab<\/span><a href=\"https:\/\/economie.fgov.be\/fr\/themes\/services-financiers\/assurances\/solde-restant-du\/mesures-favorisant-lacces\"><span style=\"font-weight: 400;\"> droit \u00e0 l\u2019oubli<\/span><\/a><span style=\"font-weight: 400;\"> \u00bb. L\u2019assureur ne peut alors ni appliquer de surprime ni refuser la couverture. Pour certains cancers, comme certaines formes de cancer du sein ou de la thyro\u00efde, ce d\u00e9lai est m\u00eame inf\u00e9rieur \u00e0 cinq ans. <\/span><a href=\"https:\/\/economie.fgov.be\/fr\/themes\/services-financiers\/assurances\/solde-restant-du\/mesures-favorisant-lacces\/grille-de-reference-cancers\"><span style=\"font-weight: 400;\">Les d\u00e9tails figurent dans la grille de r\u00e9f\u00e9rence officielle du SPF \u00c9conomie.\u00a0<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Maladies chroniques <\/b><span>: les personnes atteintes d\u2019une maladie chronique (comme le VIH, l\u2019h\u00e9patite C ou la mucoviscidose) ne sont pas consid\u00e9r\u00e9es comme gu\u00e9ries. Le droit \u00e0 l\u2019oubli ne s\u2019applique donc pas. Toutefois, la surprime est l\u00e9galement plafonn\u00e9e afin qu\u2019elle reste abordable. Les montants maximaux figurent dans <\/span><a style=\"background-color: #ffffff;\" href=\"https:\/\/economie.fgov.be\/fr\/themes\/services-financiers\/assurances\/solde-restant-du\/mesures-favorisant-lacces\/grille-de-reference-maladies\"><span>la grille de r\u00e9f\u00e9rence des maladies chroniques<\/span><\/a><span>.<\/span><\/li>\n<\/ul>\n        \n                \n        <\/div>\n      \n          \n        \n\n        \n      \n\n                            <\/dd> \n            \n<\/dl>\n  <\/div>\n<\/section>\n      \n\n\n\n\n\n      \n    \n\n\n\n    <section id=\"double-column-block_6a2694a1f72d3\" class=\"double-column section\">\n        <div class=\"container\">\n            <div class=\"content content--two-column\">\n                <div class=\"row gy-20\">\n                    <div class=\"col-12 col-xl-5\">\n                        <h2 class=\"heading-md\">Sources et informations compl\u00e9mentaires<\/h2>\n                    <\/div>\n                    <div class=\"col-12 col-xl-7\">\n                                                        <div class=\"articleblock\">\n\n\n                                                                                                                                <div class=\"background background--purple background--purple-100 m-t-20\">\n                                                                                                \n                                                \n\n                                                    <p><a href=\"https:\/\/economie.fgov.be\/fr\/themes\/services-financiers\/assurances\/assurance-solde-restant-du\"><span style=\"font-weight: 400;\">Service public f\u00e9d\u00e9ral \u00c9conomie : r\u00e9glementation l\u00e9gale relative \u00e0 l\u2019assurance solde restant d\u00fb<\/span><\/a><\/p>\n<p><a href=\"https:\/\/economie.fgov.be\/fr\/themes\/services-financiers\/assurances\/solde-restant-du\/mesures-favorisant-lacces\/grille-de-reference-cancers\"><span style=\"font-weight: 400;\">Grille de r\u00e9f\u00e9rence des cancers<\/span><\/a><\/p>\n<p><a href=\"https:\/\/economie.fgov.be\/fr\/themes\/services-financiers\/assurances\/solde-restant-du\/mesures-favorisant-lacces\/grille-de-reference-maladies\"><span style=\"font-weight: 400;\">Grille de r\u00e9f\u00e9rence des maladies chroniques<\/span><\/a><\/p>\n<p><a href=\"https:\/\/www.assuralia.be\/fr\/article\/assurance-solde-restant-du-mesures-legales-en-vigueur-depuis-debut-2015\"><span style=\"font-weight: 400;\">Assuralia : r\u00e9glementation l\u00e9gale depuis d\u00e9but 2015<\/span><\/a><\/p>\n\n\n                                                                                                                                                                                                                    <\/div>\n\n                                            <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n\n<section class=\"section\">\n<div id=\"disclaimer-block_67f4c20748606\" class=\"disclaimer container\">\n    <div class=\"content content--disclaimer\">\n      <div class=\"body-lg\">\n\n\n                        <p>\n                        <p><i style=\"font-size: 13px;\">Nous avons conclu un accord contractuel avec les assureurs avec lesquels nous collaborons, garantissant que le prix sur Comparateur.be ne sera jamais sup\u00e9rieur \u00e0 celui propos\u00e9 pour des donn\u00e9es client identiques sur leur propre site.\u00a0<\/i><\/p>\n                    <\/p>\n                  <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"Aupr\u00e8s de quels assureurs pouvez-vous calculer votre assurance solde restant d\u00fb ?","protected":false},"author":8,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-12828","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.4 (Yoast SEO v23.4) - 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